:root{--g:#20e68a;--g2:#079957;--bg:#020b0a;--b:rgba(145,255,205,.24);--t:#f4fff9;--m:#b7c9c2}*{box-sizing:border-box;margin:0;padding:0}body{font-family:'Open Sans',Arial,sans-serif;color:var(--t);background:radial-gradient(circle at 75% 10%,#0b3d2e,#041b17 40%,#020b0a 80%);overflow-x:hidden}.container{width:min(1500px,calc(100% - 72px));margin:auto}.top-header{height:58px;background:rgba(0,13,12,.55);backdrop-filter:blur(14px);display:flex;align-items:center;font-size:15px}.top-header-container,.top-header-left,.top-header-right,.header-container,.nav-links,.header-actions,.hero-meta,.hero-btns{display:flex;align-items:center}.top-header-container{justify-content:space-between}.top-header-left{gap:42px}.top-header-right{gap:24px}.top-header-item{display:flex;gap:11px}.top-header i,.btn-login-small{color:var(--g)}.btn-login-small{text-decoration:none;font-weight:800;background:transparent;border:0}.main-header{position:sticky;top:0;z-index:50;width:min(1500px,calc(100% - 72px));margin:0 auto;background:rgba(5,38,32,.68);backdrop-filter:blur(22px);border:1px solid var(--b);border-radius:22px 22px 0 0;box-shadow:0 24px 80px #0008}.header-container{height:98px;padding:0 30px;justify-content:space-between}.logo{display:flex;align-items:center;gap:16px;text-decoration:none;color:white}.logo-mark{width:74px;height:74px;filter:drop-shadow(0 0 20px #20e68a66)}.mangrove-logo-svg{width:100%;height:100%}.logo-text{font-family:Montserrat,sans-serif;font-size:30px;font-weight:600;letter-spacing:6px;text-transform:uppercase}.logo-text:after{content:'CREDIT UNION';display:block;color:var(--g);font-size:14px;letter-spacing:8px;margin-top:4px;font-weight:700}.nav-menu{display:flex;align-items:center;gap:55px}.nav-links{list-style:none;gap:48px}.nav-links a{color:white;text-decoration:none;font-weight:700}.nav-links a:hover{color:var(--g)}.header-actions{gap:18px}.theme-toggle{width:58px;height:58px;border-radius:50%;border:1px solid #fff3;background:#fff1;color:white;font-size:22px}.btn-header,.btn-white,.btn-outline-white{font-weight:800;text-decoration:none;display:inline-flex;align-items:center;justify-content:center;gap:14px}.btn-header{min-width:158px;padding:18px 33px;border-radius:999px;color:white;background:linear-gradient(#25d889,#079957);border:1px solid #8affc6a6;box-shadow:0 15px 35px #07995740}.mobile-toggle{display:none;background:transparent;border:0;color:white;font-size:27px}.hero-slider{width:min(1500px,calc(100% - 72px));margin:0 auto;min-height:630px;position:relative;overflow:hidden;border-left:1px solid var(--b);border-right:1px solid var(--b);background:#031513}.swiper,.swiper-wrapper,.swiper-slide{width:100%;min-height:630px}.swiper-slide:not(:first-child){display:none}.slide-image{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;opacity:.32;filter:saturate(1.1) contrast(1.05)}.slide-overlay{position:absolute;inset:0;background:linear-gradient(90deg,#010f0dfa 0%,#031915e0 42%,#062b207a 70%,#062b2033),radial-gradient(circle at 72% 72%,#14ff9147,transparent 30%)}.hero-content-wrapper{position:relative;min-height:630px;display:grid;grid-template-columns:45% 55%;align-items:center;z-index:2;padding:45px 42px 70px}.hero-kicker{display:inline-flex;gap:12px;align-items:center;background:#08503b61;border:1px solid var(--b);padding:12px 18px;border-radius:999px;font-weight:800}.hero-kicker i{color:var(--g)}.hero-text-box h1{font-family:Montserrat,sans-serif;font-size:clamp(48px,5.8vw,86px);line-height:1.04;letter-spacing:-3px;margin:28px 0 22px;font-weight:900;text-shadow:0 8px 24px #0009}.hero-text-box h1 span{background:linear-gradient(#78ffc2,#11b96d);-webkit-background-clip:text;background-clip:text;color:transparent}.hero-text-box p{font-size:21px;line-height:1.55;max-width:570px;color:#d8e5df;margin-bottom:24px}.hero-meta{gap:12px;flex-wrap:wrap;margin:22px 0 30px}.hero-meta span{padding:15px 18px;border:1px solid #64ffb833;background:#fff1;border-radius:13px;font-weight:800;display:flex;gap:13px}.hero-meta i{font-size:24px;color:var(--g)}.hero-btns{gap:16px;flex-wrap:wrap}.btn-white{min-width:280px;padding:19px 28px;border-radius:999px;color:white;background:linear-gradient(#25d889,#079957);box-shadow:0 15px 35px #07995759;font-size:18px}.btn-outline-white{min-width:265px;padding:18px 28px;border-radius:999px;color:white;border:1px solid #ffffffa6;background:#fff1;font-size:18px;backdrop-filter:blur(10px)}.hero-fintech-showcase{position:relative;height:560px}.phone-3d{position:absolute;left:26%;top:20px;width:275px;transform:rotate(8deg);animation:floatPhone 5s ease-in-out infinite;z-index:5}.phone-frame{padding:10px;border-radius:38px;background:linear-gradient(115deg,#111,#59635f 18%,#080b0a 35%,#313936);box-shadow:22px 30px 45px #0009,inset 0 0 0 2px #fff2}.phone-screen{min-height:505px;border-radius:30px;background:linear-gradient(160deg,#063a2b,#02110e 68%);padding:20px 18px;color:white;font-size:12px}.phone-notch{position:absolute;left:50%;top:17px;transform:translateX(-50%);width:88px;height:18px;background:#020807;border-radius:0 0 15px 15px;z-index:3}.phone-status,.mini-account,.mini-transaction,.transaction-row{display:flex;justify-content:space-between}.phone-balance{font-size:27px;font-weight:800}.phone-growth,.transaction-row b{color:var(--g);font-weight:800}.phone-actions{display:grid;grid-template-columns:repeat(4,1fr);gap:9px;margin:18px 0}.phone-actions span{display:grid;gap:5px;text-align:center;font-size:10px}.phone-actions i{background:#fff2;border-radius:12px;padding:11px;color:var(--g);font-size:14px}.mini-account{background:#fff1;padding:12px;border-radius:12px;margin-bottom:9px;font-size:11px}.glass-card-3d{position:absolute;background:linear-gradient(135deg,#125c46a6,#03120fc7);border:1px solid #8bffc761;box-shadow:0 20px 45px #0006,0 0 28px #20e68a3d;backdrop-filter:blur(18px)}.bank-card-floating{right:34px;top:120px;width:300px;height:185px;border-radius:22px;padding:28px;animation:floatCard 5.5s ease-in-out infinite}.card-brand{font-family:Montserrat,sans-serif;font-size:18px;letter-spacing:4px}.card-brand span{font-size:9px;color:var(--g);font-weight:800}.card-wifi{position:absolute;right:25px;top:31px;font-size:24px}.chip{width:45px;height:35px;border-radius:8px;background:linear-gradient(135deg,#d8bc7b,#8e743d);margin-top:25px}.card-number{font-size:19px;letter-spacing:3px;margin-top:13px}.card-footer{display:flex;justify-content:space-between;align-items:end;margin-top:15px;font-size:10px}.card-footer strong{font-size:32px;font-style:italic}.action-card-floating{right:48px;top:350px;width:325px;height:145px;border-radius:24px;display:grid;grid-template-columns:repeat(3,1fr);align-items:center;text-align:center;transform:rotate(5deg);animation:floatCard 6s ease-in-out infinite reverse}.action-card-floating span{display:grid;gap:13px;font-weight:700}.action-card-floating i{margin:auto;width:58px;height:58px;border-radius:16px;background:#fff1;display:grid;place-items:center;color:var(--g);font-size:28px}.quick-stats{width:min(1430px,calc(100% - 96px));margin:-76px auto 40px;position:relative;z-index:4;padding:0}.stats-card{background:#093129c7;border:1px solid #bcffda52;border-radius:18px;backdrop-filter:blur(18px);box-shadow:0 22px 60px #0006;display:grid;grid-template-columns:repeat(4,1fr);padding:26px 20px}.stat-item{text-align:center;min-height:72px;border-right:1px solid #fff3}.stat-item:last-child{border-right:0}.stat-number{color:#66f1ad;font-size:29px;font-weight:900;font-family:Montserrat,sans-serif}.stat-label{color:white;font-size:15px;margin-top:3px}.products-section,.services-section,.about-section,.gallery-section,.footer{background:#02110e}.products-section{padding:35px 0 90px}.section-header{text-align:left;margin-bottom:30px}.section-tag{display:inline-flex;color:#dfffee;background:#fff1;border:1px solid #7effc52e;padding:11px 15px;border-radius:999px;font-weight:800}.section-title{font-family:Montserrat,sans-serif;font-size:38px;line-height:1.15;margin:18px 0 10px}.section-desc{color:var(--m);font-size:17px;max-width:760px}.products-grid,.services-grid,.gallery-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}.product-card,.service-card{background:#ffffff0b;border:1px solid #7effc521;border-radius:22px;overflow:hidden;box-shadow:0 20px 45px #0003;transition:.3s}.card-top{height:5px;background:linear-gradient(90deg,var(--g),#0b6f4a)}.card-body,.service-card{padding:28px}.card-title{font-family:Montserrat,sans-serif;font-size:22px}.card-rate{font-size:36px;color:var(--g);font-weight:900;margin:15px 0}.card-rate span{font-size:16px;color:var(--m)}.card-sub,.feature-list li,.service-text{color:var(--m)}.feature-list{list-style:none;margin:18px 0}.feature-list li{padding:9px 0;border-bottom:1px solid #fff1}.feature-list i,.card-icon,.service-icon,.service-link{color:var(--g)}.btn-card,.about-btn{border:0;border-radius:14px;background:linear-gradient(#1fd183,#078850);color:white;font-weight:800;padding:14px 18px;width:100%;cursor:pointer}.services-section,.about-section,.gallery-section{padding:90px 0}.services-grid{grid-template-columns:repeat(4,1fr)}.service-icon{font-size:34px;margin-bottom:20px}.service-link{text-decoration:none;font-weight:800;display:inline-flex;gap:9px;margin-top:15px}.about-container{display:grid;grid-template-columns:1fr 1fr;gap:48px;align-items:center}.about-image img,.gallery-item img{width:100%;height:100%;object-fit:cover}.about-image,.gallery-item{border-radius:24px;overflow:hidden;border:1px solid #7effc529;box-shadow:0 25px 65px #0005}.about-image{height:420px}.about-btn{width:auto;margin-top:25px}.gallery-item{height:290px;position:relative}.gallery-overlay{position:absolute;inset:auto 0 0;padding:25px;background:linear-gradient(transparent,#000c)}.footer{padding:70px 0 25px;border-top:1px solid #7effc51f}.footer-content{display:grid;grid-template-columns:1.4fr 1fr 1fr 1.2fr;gap:35px}.logo-mark-small{width:58px;height:58px}.logo-text-small{font-size:24px}.footer p,.footer-links a,.footer-contact li,.copyright{color:#a9bbb5}.footer-links{list-style:none}.footer-links li{margin:12px 0}.footer-links a{text-decoration:none}.footer-col h4{margin-bottom:18px}.social-icons{display:flex;gap:12px;margin-top:20px}.social-icon{width:38px;height:38px;border-radius:50%;background:#fff1;display:grid;place-items:center;color:white;text-decoration:none}.copyright{border-top:1px solid #fff1;margin-top:45px;padding-top:25px;text-align:center}.footer-bottom-links{display:flex;justify-content:center;gap:18px;flex-wrap:wrap;margin-top:12px}.bottom-nav-bar{display:none}@keyframes floatPhone{0%,100%{transform:rotate(8deg) translateY(0)}50%{transform:rotate(8deg) translateY(-16px)}}@keyframes floatCard{0%,100%{translate:0 0}50%{translate:0 -15px}}@media(max-width:1180px){.nav-links{gap:22px}.hero-content-wrapper{grid-template-columns:1fr}.hero-fintech-showcase{display:none}.stats-card{grid-template-columns:repeat(2,1fr)}.services-grid,.products-grid{grid-template-columns:repeat(2,1fr)}}@media(max-width:768px){.container,.main-header,.hero-slider{width:calc(100% - 24px)}.top-header{display:none}.header-container{height:78px;padding:0 14px}.logo-mark{width:54px;height:54px}.logo-text{font-size:20px;letter-spacing:3px}.logo-text:after{font-size:10px;letter-spacing:4px}.mobile-toggle{display:block}.nav-menu{position:fixed;right:-110%;top:90px;width:88%;height:calc(100vh - 100px);background:#031512fa;border:1px solid var(--b);border-radius:20px;padding:28px;display:block;transition:.3s}.nav-menu.active{right:12px}.nav-links{display:block}.nav-links li{margin:18px 0}.header-actions{margin-top:25px}.hero-slider,.swiper,.swiper-wrapper,.swiper-slide{min-height:760px}.hero-content-wrapper{padding:38px 18px;min-height:760px;text-align:left;display:block}.hero-text-box h1{font-size:48px;letter-spacing:-2px}.hero-text-box p{font-size:17px}.btn-white,.btn-outline-white{width:100%;min-width:0}.quick-stats{width:calc(100% - 34px);margin:-58px auto 30px}.stats-card{grid-template-columns:1fr;padding:15px}.stat-item{border-right:0;border-bottom:1px solid #fff1;padding:13px}.products-grid,.services-grid,.gallery-grid,.about-container,.footer-content{grid-template-columns:1fr}.services-section,.about-section,.gallery-section{padding:55px 0}.section-title{font-size:31px}.bottom-nav-bar{position:fixed;bottom:0;left:0;right:0;height:62px;display:flex;z-index:100;background:#02110e;border-top:1px solid var(--b)}.bottom-nav-btn{flex:1;display:grid;place-items:center;text-decoration:none;font-weight:900;color:white}.bottom-nav-login{background:white;color:#063a2b}.bottom-nav-register{background:linear-gradient(#20d486,#078850)}}

/* ===== Sleek + compact refinements and realistic digital phone upgrade ===== */
.container{width:min(1440px,calc(100% - 56px))}.top-header{height:46px;font-size:14px}.main-header{width:min(1440px,calc(100% - 56px));border-radius:20px 20px 0 0;background:rgba(4,31,27,.72)}.header-container{height:86px;padding:0 28px}.logo-mark{width:62px;height:62px}.logo-text{font-size:26px;letter-spacing:5px}.logo-text:after{font-size:12px;letter-spacing:7px}.nav-menu{gap:42px}.nav-links{gap:36px}.nav-links a{font-size:15px}.theme-toggle{width:52px;height:52px}.btn-header{min-width:142px;padding:16px 28px}.hero-slider{width:min(1440px,calc(100% - 56px));min-height:570px}.swiper,.swiper-wrapper,.swiper-slide{min-height:570px}.hero-content-wrapper{min-height:570px;grid-template-columns:43% 57%;padding:34px 40px 60px}.hero-kicker{padding:10px 16px;font-size:14px}.hero-text-box h1{font-size:clamp(44px,5.2vw,76px);margin:22px 0 16px;line-height:1.02}.hero-text-box p{font-size:18px;max-width:540px;margin-bottom:18px}.hero-meta{margin:18px 0 26px}.hero-meta span{padding:13px 16px;font-size:15px}.hero-meta i{font-size:20px}.btn-white,.btn-outline-white{padding:16px 25px;font-size:16px;min-width:240px}.btn-outline-white{min-width:230px}
.hero-fintech-showcase{height:500px;perspective:1100px}.hero-fintech-showcase:before{content:'';position:absolute;left:20%;top:56%;width:530px;height:130px;transform:rotate(-12deg);background:radial-gradient(ellipse,#20e68a66,transparent 65%);filter:blur(18px);opacity:.75;animation:pulseGlow 4s ease-in-out infinite}.phone-3d{left:25%;top:6px;width:258px;transform:rotate(7deg) rotateY(-12deg);filter:drop-shadow(28px 34px 28px rgba(0,0,0,.62))}.phone-frame{position:relative;padding:9px;border-radius:40px;background:linear-gradient(115deg,#050605 0%,#6d7771 10%,#161c19 24%,#020403 54%,#5d6761 100%);box-shadow:22px 32px 48px #000a,inset 0 0 0 2px rgba(255,255,255,.28),inset 10px 0 12px rgba(255,255,255,.06),inset -7px 0 10px rgba(0,0,0,.9)}.phone-frame:before{content:'';position:absolute;inset:5px;border-radius:35px;border:1px solid rgba(255,255,255,.18);pointer-events:none}.phone-frame:after{content:'';position:absolute;left:13px;top:60px;width:42%;height:78%;background:linear-gradient(100deg,rgba(255,255,255,.16),transparent 36%);border-radius:28px;pointer-events:none;mix-blend-mode:screen;opacity:.45}.phone-notch{top:15px;width:92px;height:20px;border-radius:0 0 17px 17px;background:#010605;box-shadow:inset 0 -1px 0 rgba(255,255,255,.08)}.phone-camera{position:absolute;top:20px;left:calc(50% + 33px);width:7px;height:7px;border-radius:50%;background:radial-gradient(circle,#223,#020302);box-shadow:0 0 0 2px #070707,0 0 7px #71ffd2;z-index:4}.phone-side-button{position:absolute;right:-3px;background:linear-gradient(#747d77,#222);border-radius:4px;box-shadow:0 4px 8px #0008}.side-a{top:112px;width:4px;height:48px}.side-b{top:180px;width:4px;height:70px}.phone-screen{min-height:475px;border-radius:32px;padding:21px 17px 15px;background:radial-gradient(circle at 22% 0%,rgba(32,230,138,.2),transparent 35%),linear-gradient(165deg,#064331 0%,#021613 62%,#010706 100%);box-shadow:inset 0 0 0 1px rgba(127,255,212,.08),inset 0 -16px 40px rgba(0,0,0,.36)}.phone-status{font-size:10px;margin-bottom:16px}.phone-greeting{opacity:.72}.phone-screen h3{font-size:19px;margin:1px 0 12px}.phone-label{font-size:10px;color:#b9d9cf}.phone-balance{font-size:26px;letter-spacing:-.6px}.phone-growth{font-size:10px;margin:2px 0 10px}.phone-card-chip{margin:10px 0 9px;padding:8px 10px;border-radius:13px;background:linear-gradient(135deg,rgba(32,230,138,.2),rgba(255,255,255,.05));border:1px solid rgba(126,255,197,.15);font-size:10px;color:#e9fff7}.phone-chart{height:42px;display:flex;align-items:end;gap:7px;margin:0 0 12px;padding:0 4px}.phone-chart span{flex:1;border-radius:8px 8px 2px 2px;background:linear-gradient(#66ffb3,#0b8d56);box-shadow:0 0 10px rgba(32,230,138,.32);animation:barMove 2.2s ease-in-out infinite}.phone-chart span:nth-child(1){height:40%;animation-delay:.1s}.phone-chart span:nth-child(2){height:72%;animation-delay:.3s}.phone-chart span:nth-child(3){height:54%;animation-delay:.5s}.phone-chart span:nth-child(4){height:88%;animation-delay:.7s}.phone-chart span:nth-child(5){height:64%;animation-delay:.9s}.phone-actions{gap:8px;margin:10px 0 13px}.phone-actions i{padding:10px;border-radius:13px;background:linear-gradient(135deg,rgba(255,255,255,.17),rgba(255,255,255,.06));border:1px solid rgba(126,255,197,.12)}.mini-account{padding:10px 11px;border-radius:14px;background:rgba(255,255,255,.07);backdrop-filter:blur(10px);border:1px solid rgba(255,255,255,.06)}.mini-transaction{padding:8px 0;color:#dff7ee}.bank-card-floating{right:18px;top:98px;width:292px;height:176px;border-radius:24px;transform:rotate(4deg) rotateY(-10deg);background:radial-gradient(circle at 78% 20%,rgba(126,255,197,.28),transparent 28%),linear-gradient(135deg,rgba(15,86,66,.86),rgba(3,18,15,.88))}.action-card-floating{right:42px;top:306px;width:305px;height:132px;border-radius:24px}.action-card-floating i{width:52px;height:52px;font-size:24px}.quick-stats{width:min(1350px,calc(100% - 96px));margin:-62px auto 34px}.stats-card{padding:22px 18px;border-radius:18px}.stat-number{font-size:27px}.stat-label{font-size:14px}.products-section{padding-top:22px}.section-title{font-size:34px}.card-body,.service-card{padding:24px}@keyframes pulseGlow{0%,100%{opacity:.45;transform:rotate(-12deg) scale(.96)}50%{opacity:.85;transform:rotate(-12deg) scale(1.04)}}@keyframes barMove{0%,100%{transform:scaleY(.78)}50%{transform:scaleY(1.05)}}@keyframes floatPhone{0%,100%{transform:rotate(7deg) rotateY(-12deg) translateY(0)}50%{transform:rotate(7deg) rotateY(-12deg) translateY(-12px)}}@media(max-width:1180px){.hero-content-wrapper{grid-template-columns:1fr}.hero-fintech-showcase{display:block;height:390px}.phone-3d{left:10%;top:0;width:230px}.bank-card-floating{right:8%;top:50px}.action-card-floating{right:10%;top:255px}.quick-stats{margin-top:0}}@media(max-width:768px){.container,.main-header,.hero-slider{width:calc(100% - 20px)}.main-header{border-radius:18px 18px 0 0}.header-container{height:72px}.hero-slider,.swiper,.swiper-wrapper,.swiper-slide{min-height:850px}.hero-content-wrapper{min-height:850px;padding:28px 16px 36px}.hero-text-box h1{font-size:42px}.hero-fintech-showcase{height:370px;margin-top:20px}.phone-3d{left:50%;transform:translateX(-50%) rotate(5deg) rotateY(-10deg);width:214px}.bank-card-floating{display:none}.action-card-floating{right:50%;top:235px;transform:translateX(50%) rotate(2deg);width:280px;height:112px}.quick-stats{margin:18px auto 28px}}


/* ===== Opay / Revolut level polish: international services, compact mobile stats/footer, app sticky CTA ===== */
.international-services-section{padding:58px 0 46px;background:linear-gradient(180deg,rgba(3,19,16,.96),rgba(2,11,10,.98));border-top:1px solid rgba(126,255,197,.1);}
.compact-section-header{margin-bottom:30px}.compact-section-header .section-title{max-width:880px;margin-inline:auto}.international-services-grid{display:grid;grid-template-columns:1.12fr 1fr 1fr 1fr;gap:18px;align-items:stretch}.intl-service-card{position:relative;overflow:hidden;border-radius:26px;background:linear-gradient(165deg,rgba(255,255,255,.1),rgba(255,255,255,.035));border:1px solid rgba(126,255,197,.18);box-shadow:0 22px 65px rgba(0,0,0,.28);transition:transform .28s ease,box-shadow .28s ease,border-color .28s ease}.intl-service-card:hover{transform:translateY(-8px);border-color:rgba(32,230,138,.42);box-shadow:0 26px 80px rgba(0,0,0,.42),0 0 40px rgba(32,230,138,.1)}.intl-image-wrap{position:relative;height:170px;overflow:hidden}.featured-intl-card .intl-image-wrap{height:210px}.intl-image-wrap img{width:100%;height:100%;object-fit:cover;filter:saturate(1.05) contrast(1.05);transition:transform .45s ease}.intl-service-card:hover .intl-image-wrap img{transform:scale(1.07)}.intl-image-wrap:after{content:'';position:absolute;inset:0;background:linear-gradient(180deg,transparent 25%,rgba(2,11,10,.96));}.intl-badge{position:absolute;top:14px;left:14px;z-index:2;padding:8px 12px;border-radius:999px;background:rgba(4,31,27,.72);border:1px solid rgba(126,255,197,.25);backdrop-filter:blur(12px);font-size:12px;font-weight:900;color:#dbfff1}.intl-card-body{position:relative;padding:20px 20px 22px;margin-top:-38px;z-index:3}.intl-icon{width:48px;height:48px;border-radius:16px;display:grid;place-items:center;background:linear-gradient(135deg,#20e68a,#078850);color:white;box-shadow:0 14px 35px rgba(7,153,87,.28);font-size:20px;margin-bottom:15px}.intl-card-body h3{font-family:Montserrat,sans-serif;font-size:20px;line-height:1.15;margin-bottom:10px;color:#f5fff9}.intl-card-body p{font-size:14px;line-height:1.65;color:#b7c9c2}.intl-link{display:inline-flex;align-items:center;gap:9px;margin-top:16px;color:#7fffd4;text-decoration:none;font-weight:900}.featured-intl-card .intl-card-body h3{font-size:24px}.featured-intl-card .intl-card-body p{font-size:15px}.products-section .rates-note{display:none}
@media(max-width:1180px){.international-services-grid{grid-template-columns:repeat(2,1fr)}.featured-intl-card{grid-column:span 2}.intl-image-wrap,.featured-intl-card .intl-image-wrap{height:190px}}
@media(max-width:768px){body{padding-bottom:76px}.products-section{padding:38px 0 34px}.international-services-grid{grid-template-columns:1fr;gap:14px}.featured-intl-card{grid-column:auto}.intl-service-card{border-radius:20px}.intl-image-wrap,.featured-intl-card .intl-image-wrap{height:138px}.intl-card-body{padding:16px;margin-top:-30px}.intl-icon{width:42px;height:42px;border-radius:14px;font-size:17px;margin-bottom:10px}.intl-card-body h3,.featured-intl-card .intl-card-body h3{font-size:18px}.intl-card-body p,.featured-intl-card .intl-card-body p{font-size:13px;line-height:1.5}.intl-badge{font-size:11px;padding:6px 10px}.quick-stats{width:calc(100% - 24px)!important;margin:12px auto 20px!important}.stats-card{display:grid!important;grid-template-columns:repeat(2,1fr)!important;gap:8px!important;padding:10px!important;border-radius:16px!important}.stat-item{padding:9px 6px!important;border:1px solid rgba(255,255,255,.08)!important;border-radius:13px!important;background:rgba(255,255,255,.045)!important}.stat-number{font-size:20px!important;line-height:1.05!important}.stat-label{font-size:10px!important;letter-spacing:.2px!important;line-height:1.2!important}.footer{padding:34px 0 82px!important}.footer-content{gap:18px!important}.footer .logo{gap:10px}.footer .logo-mark-small{width:42px!important;height:42px!important}.footer .logo-text-small{font-size:18px!important;letter-spacing:3px!important}.footer .logo-text-small:after{font-size:9px!important;letter-spacing:3px!important}.footer-brand p{font-size:13px!important;line-height:1.45!important;margin-top:10px!important}.footer-col h4{font-size:14px!important;margin-bottom:9px!important}.footer-links li{margin:6px 0!important}.footer-links a,.footer-contact li{font-size:12px!important;line-height:1.35!important}.social-icons{gap:8px!important;margin-top:12px!important}.social-icon{width:32px!important;height:32px!important;font-size:13px!important}.copyright{margin-top:18px!important;padding-top:14px!important;font-size:11px!important;line-height:1.45!important}.footer-bottom-links{gap:10px!important;margin-top:8px!important}.footer-bottom-links a{font-size:11px!important}.bottom-nav-bar{height:68px!important;padding:8px 10px calc(8px + env(safe-area-inset-bottom,0px))!important;background:rgba(2,17,14,.92)!important;backdrop-filter:blur(18px)!important;border-top:1px solid rgba(126,255,197,.18)!important;gap:10px!important}.bottom-nav-btn{border-radius:18px!important;display:flex!important;align-items:center!important;justify-content:center!important;gap:8px!important;font-size:14px!important;box-shadow:0 12px 30px rgba(0,0,0,.28)!important}.bottom-nav-login{background:rgba(255,255,255,.96)!important;color:#063a2b!important}.bottom-nav-register{background:linear-gradient(135deg,#20e68a,#078850)!important;color:white!important}.bottom-nav-btn i{font-size:15px!important}}
@media(max-width:420px){.stats-card{grid-template-columns:repeat(2,1fr)!important}.stat-number{font-size:18px!important}.stat-label{font-size:9px!important}.intl-image-wrap,.featured-intl-card .intl-image-wrap{height:126px}.footer-content{gap:14px!important}}

/* ===== Floating modern testimonials slider + compact two-column mobile footer ===== */
.testimonials-section{position:relative;padding:76px 0 82px;background:radial-gradient(circle at 20% 15%,rgba(32,230,138,.14),transparent 30%),linear-gradient(180deg,#02110e,#020b0a);overflow:hidden;border-top:1px solid rgba(126,255,197,.12)}
.testimonials-section:before{content:'';position:absolute;right:-130px;top:70px;width:330px;height:330px;border-radius:50%;background:rgba(32,230,138,.11);filter:blur(30px);animation:pulseGlow 4s ease-in-out infinite}.testimonials-container{position:relative;z-index:2}.testimonials-header{text-align:center;margin-inline:auto}.testimonials-header .section-desc,.testimonials-header .section-title{margin-left:auto;margin-right:auto}.testimonial-shell{position:relative;margin:34px auto 0;max-width:1120px;padding:0 70px}.testimonial-window{overflow:hidden;border-radius:30px;padding:18px;background:linear-gradient(135deg,rgba(255,255,255,.08),rgba(255,255,255,.025));border:1px solid rgba(126,255,197,.18);box-shadow:0 26px 90px rgba(0,0,0,.42);backdrop-filter:blur(18px)}.testimonial-track{display:flex;gap:18px;transition:transform .55s cubic-bezier(.22,.8,.28,1)}.testimonial-card{flex:0 0 calc((100% - 36px)/3);min-height:255px;padding:24px;border-radius:24px;background:radial-gradient(circle at top right,rgba(32,230,138,.14),transparent 38%),rgba(255,255,255,.07);border:1px solid rgba(126,255,197,.14);box-shadow:0 18px 45px rgba(0,0,0,.25);transform:translateY(10px) scale(.96);opacity:.72;transition:.45s ease}.testimonial-card.active{transform:translateY(0) scale(1);opacity:1;border-color:rgba(126,255,197,.38);box-shadow:0 22px 65px rgba(0,0,0,.35),0 0 34px rgba(32,230,138,.12)}.testimonial-top{display:flex;align-items:center;gap:14px;margin-bottom:18px}.testimonial-avatar{width:52px;height:52px;border-radius:18px;display:grid;place-items:center;background:linear-gradient(135deg,#20e68a,#078850);font-family:Montserrat,sans-serif;font-weight:900;color:white;box-shadow:0 14px 30px rgba(7,153,87,.32)}.testimonial-top h3{font-family:Montserrat,sans-serif;font-size:17px;margin-bottom:3px}.testimonial-top span{font-size:12px;color:#9ddfca;font-weight:800}.testimonial-card p{font-size:15px;line-height:1.7;color:#d9eee6}.testimonial-rating{display:flex;gap:5px;color:#ffd66b;margin-top:18px;font-size:14px}.testimonial-nav{position:absolute;top:50%;transform:translateY(-50%);z-index:5;width:48px;height:48px;border-radius:50%;border:1px solid rgba(126,255,197,.22);background:rgba(255,255,255,.08);color:white;display:grid;place-items:center;cursor:pointer;backdrop-filter:blur(14px);box-shadow:0 16px 40px rgba(0,0,0,.3);transition:.25s ease}.testimonial-nav:hover{background:linear-gradient(135deg,#20e68a,#078850);transform:translateY(-50%) scale(1.06)}.testimonial-prev{left:4px}.testimonial-next{right:4px}.testimonial-dots{display:flex;justify-content:center;gap:8px;margin-top:18px}.testimonial-dots button{width:8px;height:8px;border-radius:999px;border:0;background:rgba(255,255,255,.32);cursor:pointer;transition:.25s ease}.testimonial-dots button.active{width:28px;background:#20e68a;box-shadow:0 0 16px rgba(32,230,138,.55)}
@media(max-width:1024px){.testimonial-card{flex-basis:calc((100% - 18px)/2)}.testimonial-shell{padding:0 56px}.testimonial-card{min-height:235px}}
@media(max-width:768px){.testimonials-section{padding:42px 0 54px}.testimonial-shell{padding:0;margin-top:20px}.testimonial-window{padding:10px;border-radius:22px}.testimonial-track{gap:10px}.testimonial-card{flex:0 0 100%;min-height:205px;padding:18px;border-radius:18px}.testimonial-top{gap:11px;margin-bottom:12px}.testimonial-avatar{width:42px;height:42px;border-radius:14px;font-size:13px}.testimonial-top h3{font-size:15px}.testimonial-top span{font-size:10px}.testimonial-card p{font-size:13px;line-height:1.55}.testimonial-rating{margin-top:12px;font-size:12px}.testimonial-nav{display:none}.testimonial-dots{margin-top:12px}.testimonial-dots button{width:7px;height:7px}.testimonial-dots button.active{width:22px}.footer-content{display:grid!important;grid-template-columns:repeat(2,minmax(0,1fr))!important;align-items:start!important}.footer-brand{grid-column:span 2!important;display:grid!important;grid-template-columns:auto 1fr!important;column-gap:12px!important;align-items:start!important}.footer-brand .logo{grid-column:1 / -1!important}.footer-brand p{grid-column:1 / -1!important}.footer-brand .social-icons{grid-column:1 / -1!important}.footer-col{min-width:0}.footer-col h4{white-space:nowrap}.footer-contact li{align-items:flex-start}.copyright{grid-column:1 / -1}.footer-bottom-links{display:grid!important;grid-template-columns:repeat(2,1fr)!important;text-align:left!important}}
@media(max-width:390px){.footer-content{grid-template-columns:repeat(2,minmax(0,1fr))!important;gap:12px!important}.footer-links a,.footer-contact li{font-size:11px!important}.footer-col h4{font-size:13px!important}.testimonial-card{min-height:215px}}

/* ===== FIX: working hero image loop/Swiper display ===== */
.swiper-initialized .swiper-slide,
.hero-slider.hero-fallback-ready .swiper-slide {
    display: block !important;
}
.hero-slider.hero-fallback-ready .swiper-slide {
    position: absolute;
    inset: 0;
    opacity: 0;
    pointer-events: none;
    transition: opacity .9s ease;
}
.hero-slider.hero-fallback-ready .swiper-slide.fallback-active {
    opacity: 1;
    pointer-events: auto;
    z-index: 2;
}
.hero-slider.hero-fallback-ready .swiper-wrapper {
    position: relative;
}
.swiper-pagination-bullet {
    background: rgba(255,255,255,.55) !important;
    opacity: 1 !important;
}
.swiper-pagination-bullet-active {
    background: var(--g) !important;
    width: 26px !important;
    border-radius: 99px !important;
}

/* ===== Static hero phone/card while background images slide underneath ===== */
.hero-slider.static-visual-hero{position:relative;isolation:isolate;}
.static-visual-hero .hero-background-swiper{position:absolute;inset:0;z-index:1;width:100%;height:100%;}
.static-visual-hero .swiper-wrapper,.static-visual-hero .swiper-slide{min-height:inherit;height:100%;}
.static-visual-hero .swiper-slide{display:block!important;position:relative;overflow:hidden;}
.static-visual-hero .slide-image{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;opacity:.33;filter:saturate(1.08) contrast(1.08) brightness(.78);transform:scale(1.04);}
.static-visual-hero .swiper-slide-active .slide-image{animation:heroImageZoom 5.8s ease both;}
.static-visual-hero .hero-static-overlay{z-index:2;pointer-events:none;}
.static-visual-hero .hero-static-content{position:relative;z-index:4;}
.static-visual-hero .swiper-pagination{position:absolute;left:42px!important;bottom:24px!important;width:auto!important;z-index:7;display:flex;gap:8px;}
.static-visual-hero .swiper-pagination-bullet{width:9px!important;height:9px!important;margin:0!important;background:rgba(255,255,255,.54)!important;opacity:1!important;}
.static-visual-hero .swiper-pagination-bullet-active{width:28px!important;border-radius:999px!important;background:var(--g)!important;box-shadow:0 0 16px rgba(32,230,138,.55);}
@keyframes heroImageZoom{from{transform:scale(1.04)}to{transform:scale(1.1)}}
@media(max-width:768px){.static-visual-hero .swiper-pagination{left:18px!important;bottom:16px!important}.static-visual-hero .slide-image{opacity:.26;object-position:center}}

/* ===== HARD FIX: phone + ATM/card always stay visible above hero image slider ===== */
.static-visual-hero .hero-background-swiper,
.static-visual-hero .hero-background-swiper .swiper-wrapper,
.static-visual-hero .hero-background-swiper .swiper-slide {
  z-index: 1 !important;
}

.static-visual-hero .hero-static-overlay {
  z-index: 2 !important;
}

.static-visual-hero .hero-static-content {
  position: relative !important;
  z-index: 30 !important;
  pointer-events: none;
}

.static-visual-hero .hero-text-box,
.static-visual-hero .hero-btns,
.static-visual-hero .hero-btns a,
.static-visual-hero .nav-menu,
.static-visual-hero .hero-fintech-showcase,
.static-visual-hero .phone-3d,
.static-visual-hero .bank-card-floating,
.static-visual-hero .action-card-floating {
  pointer-events: auto;
}

.static-visual-hero .hero-fintech-showcase {
  position: relative !important;
  z-index: 50 !important;
  transform: translateZ(0);
}

.static-visual-hero .phone-3d {
  z-index: 60 !important;
  opacity: 1 !important;
  visibility: visible !important;
}

.static-visual-hero .bank-card-floating {
  z-index: 55 !important;
  opacity: 1 !important;
  visibility: visible !important;
}

.static-visual-hero .action-card-floating {
  z-index: 54 !important;
  opacity: 1 !important;
  visibility: visible !important;
}

/* Keep ATM/card visible on mobile too, but make it smaller and compact */
@media (max-width: 768px) {
  .static-visual-hero .hero-fintech-showcase {
    height: 420px !important;
  }

  .static-visual-hero .phone-3d {
    left: 50% !important;
    top: 0 !important;
    width: 205px !important;
    transform: translateX(-50%) rotate(5deg) rotateY(-10deg) !important;
  }

  .static-visual-hero .bank-card-floating {
    display: block !important;
    width: 205px !important;
    height: 122px !important;
    right: 50% !important;
    top: 210px !important;
    transform: translateX(64%) rotate(5deg) scale(.88) !important;
    padding: 18px !important;
    border-radius: 18px !important;
  }

  .static-visual-hero .bank-card-floating .card-brand {
    font-size: 12px !important;
    letter-spacing: 3px !important;
  }

  .static-visual-hero .bank-card-floating .chip {
    width: 34px !important;
    height: 25px !important;
    margin-top: 15px !important;
  }

  .static-visual-hero .bank-card-floating .card-number {
    font-size: 12px !important;
    margin-top: 8px !important;
  }

  .static-visual-hero .bank-card-floating .card-footer {
    margin-top: 7px !important;
    font-size: 9px !important;
  }

  .static-visual-hero .action-card-floating {
    top: 330px !important;
    width: 270px !important;
    height: 94px !important;
  }
}

/* =========================================================
   MOBILE HERO VISUAL FIX
   Phone + ATM card stay side-by-side, tight and compact
========================================================= */
@media (max-width: 768px) {
  .static-visual-hero .hero-slider,
  .static-visual-hero .swiper,
  .static-visual-hero .swiper-wrapper,
  .static-visual-hero .swiper-slide {
    min-height: 780px !important;
  }

  .static-visual-hero .hero-content-wrapper {
    min-height: 780px !important;
    padding: 26px 14px 24px !important;
  }

  .static-visual-hero .hero-fintech-showcase {
    height: 318px !important;
    margin-top: 14px !important;
    position: relative !important;
    overflow: visible !important;
  }

  .static-visual-hero .hero-fintech-showcase:before {
    left: 50% !important;
    top: 58% !important;
    width: 330px !important;
    height: 95px !important;
    transform: translateX(-50%) rotate(-8deg) !important;
    opacity: .55 !important;
  }

  .static-visual-hero .phone-3d {
    display: block !important;
    left: calc(50% - 82px) !important;
    top: 0 !important;
    width: 150px !important;
    transform: translateX(-50%) rotate(3deg) rotateY(-8deg) !important;
    z-index: 70 !important;
    animation: none !important;
  }

  .static-visual-hero .phone-screen {
    min-height: 276px !important;
    padding: 15px 11px 10px !important;
    border-radius: 24px !important;
    font-size: 9px !important;
  }

  .static-visual-hero .phone-frame {
    padding: 7px !important;
    border-radius: 30px !important;
  }

  .static-visual-hero .phone-notch {
    top: 12px !important;
    width: 62px !important;
    height: 13px !important;
    border-radius: 0 0 12px 12px !important;
  }

  .static-visual-hero .phone-status {
    font-size: 7px !important;
    margin-bottom: 8px !important;
  }

  .static-visual-hero .phone-screen h3 {
    font-size: 13px !important;
    margin-bottom: 7px !important;
  }

  .static-visual-hero .phone-label,
  .static-visual-hero .phone-growth,
  .static-visual-hero .phone-actions span,
  .static-visual-hero .mini-account,
  .static-visual-hero .mini-transaction,
  .static-visual-hero .transaction-row {
    font-size: 7px !important;
  }

  .static-visual-hero .phone-balance {
    font-size: 18px !important;
  }

  .static-visual-hero .phone-chart {
    height: 25px !important;
    gap: 4px !important;
    margin-bottom: 7px !important;
  }

  .static-visual-hero .phone-actions {
    gap: 4px !important;
    margin: 7px 0 !important;
  }

  .static-visual-hero .phone-actions i {
    padding: 6px !important;
    border-radius: 8px !important;
    font-size: 10px !important;
  }

  .static-visual-hero .mini-account {
    padding: 7px !important;
    border-radius: 9px !important;
    margin-bottom: 5px !important;
  }

  .static-visual-hero .bank-card-floating {
    display: block !important;
    left: calc(50% - 8px) !important;
    right: auto !important;
    top: 92px !important;
    width: 164px !important;
    height: 103px !important;
    padding: 14px !important;
    border-radius: 16px !important;
    transform: rotate(5deg) !important;
    z-index: 68 !important;
    animation: none !important;
  }

  .static-visual-hero .bank-card-floating .card-brand {
    font-size: 10px !important;
    letter-spacing: 2px !important;
    line-height: 1.05 !important;
  }

  .static-visual-hero .bank-card-floating .card-brand span {
    font-size: 6px !important;
    letter-spacing: 2px !important;
  }

  .static-visual-hero .bank-card-floating .card-wifi {
    right: 13px !important;
    top: 14px !important;
    font-size: 14px !important;
  }

  .static-visual-hero .bank-card-floating .chip {
    width: 28px !important;
    height: 20px !important;
    margin-top: 12px !important;
    border-radius: 6px !important;
  }

  .static-visual-hero .bank-card-floating .card-number {
    font-size: 9px !important;
    letter-spacing: 2px !important;
    margin-top: 6px !important;
  }

  .static-visual-hero .bank-card-floating .card-footer {
    margin-top: 5px !important;
    font-size: 6px !important;
  }

  .static-visual-hero .bank-card-floating .card-footer strong {
    font-size: 18px !important;
  }

  .static-visual-hero .action-card-floating {
    top: 238px !important;
    left: 50% !important;
    right: auto !important;
    width: 286px !important;
    height: 72px !important;
    transform: translateX(-50%) rotate(0deg) !important;
    border-radius: 18px !important;
    z-index: 66 !important;
    animation: none !important;
  }

  .static-visual-hero .action-card-floating i {
    width: 38px !important;
    height: 38px !important;
    font-size: 17px !important;
    border-radius: 12px !important;
  }

  .static-visual-hero .action-card-floating span {
    gap: 6px !important;
    font-size: 10px !important;
  }
}

@media (max-width: 390px) {
  .static-visual-hero .phone-3d {
    left: calc(50% - 74px) !important;
    width: 138px !important;
  }

  .static-visual-hero .bank-card-floating {
    left: calc(50% - 4px) !important;
    width: 150px !important;
    height: 96px !important;
  }

  .static-visual-hero .action-card-floating {
    width: 260px !important;
  }
}

/* =========================================================
   FINAL MOBILE HERO FIT FIX
   Phone + ATM are full-width, aligned, compact, and not stretched
========================================================= */
@media (max-width: 768px) {
  .static-visual-hero .hero-content-wrapper {
    grid-template-columns: 1fr !important;
    align-items: start !important;
  }

  .static-visual-hero .hero-fintech-showcase {
    width: 100% !important;
    max-width: 430px !important;
    height: auto !important;
    min-height: 305px !important;
    margin: 16px auto 0 !important;
    padding: 0 4px !important;
    display: grid !important;
    grid-template-columns: minmax(0, 0.92fr) minmax(0, 1fr) !important;
    grid-template-rows: auto auto !important;
    column-gap: 6px !important;
    row-gap: 8px !important;
    align-items: center !important;
    justify-items: stretch !important;
    overflow: visible !important;
  }

  .static-visual-hero .hero-fintech-showcase:before {
    width: min(96vw, 410px) !important;
    height: 105px !important;
    top: 48% !important;
    left: 50% !important;
    transform: translateX(-50%) rotate(-7deg) !important;
  }

  .static-visual-hero .phone-3d {
    position: relative !important;
    grid-column: 1 !important;
    grid-row: 1 !important;
    left: auto !important;
    right: auto !important;
    top: auto !important;
    bottom: auto !important;
    width: clamp(132px, 41vw, 172px) !important;
    max-width: 100% !important;
    justify-self: end !important;
    align-self: center !important;
    transform: rotate(0deg) rotateY(-7deg) !important;
    transform-origin: center !important;
    margin: 0 !important;
  }

  .static-visual-hero .phone-frame {
    width: 100% !important;
    height: auto !important;
  }

  .static-visual-hero .phone-screen {
    min-height: clamp(258px, 76vw, 322px) !important;
  }

  .static-visual-hero .bank-card-floating {
    position: relative !important;
    grid-column: 2 !important;
    grid-row: 1 !important;
    left: auto !important;
    right: auto !important;
    top: auto !important;
    bottom: auto !important;
    width: clamp(150px, 46vw, 192px) !important;
    max-width: 100% !important;
    height: auto !important;
    aspect-ratio: 1.58 / 1 !important;
    justify-self: start !important;
    align-self: center !important;
    transform: rotate(0deg) !important;
    margin: 0 !important;
    padding: clamp(12px, 3.2vw, 18px) !important;
  }

  .static-visual-hero .action-card-floating {
    position: relative !important;
    grid-column: 1 / -1 !important;
    grid-row: 2 !important;
    left: auto !important;
    right: auto !important;
    top: auto !important;
    bottom: auto !important;
    width: min(100%, 350px) !important;
    height: 72px !important;
    justify-self: center !important;
    transform: none !important;
    margin-top: 0 !important;
  }
}

@media (max-width: 390px) {
  .static-visual-hero .hero-fintech-showcase {
    max-width: 100% !important;
    column-gap: 4px !important;
    padding: 0 !important;
  }

  .static-visual-hero .phone-3d {
    width: clamp(122px, 40vw, 142px) !important;
  }

  .static-visual-hero .phone-screen {
    min-height: clamp(238px, 74vw, 282px) !important;
  }

  .static-visual-hero .bank-card-floating {
    width: clamp(138px, 46vw, 166px) !important;
  }

  .static-visual-hero .action-card-floating {
    width: min(100%, 310px) !important;
  }
}

/* =========================================================
   THREE PREMIUM ATM CARDS: Master, Visa, Gold
   Order: Master first, Visa second, Gold third
========================================================= */
.hero-card-stack {
  position: absolute;
  right: 22px;
  top: 58px;
  width: 350px;
  height: 310px;
  z-index: 6;
  pointer-events: none;
}

.hero-card-stack .bank-card-floating {
  position: absolute !important;
  width: 300px;
  height: 185px;
  padding: 24px;
  border-radius: 24px;
  transform-origin: center;
  animation: cardFloatSoft 6s ease-in-out infinite;
}

.hero-card-stack .master-card-floating {
  right: 8px !important;
  top: 0 !important;
  z-index: 3;
  transform: rotate(-8deg) translateY(0);
  background:
    radial-gradient(circle at 82% 22%, rgba(255,255,255,.22), transparent 25%),
    linear-gradient(135deg, rgba(18, 37, 50, .96), rgba(5, 13, 20, .94) 52%, rgba(235, 75, 45, .68));
  border-color: rgba(255,255,255,.18);
}

.hero-card-stack .visa-card-floating {
  right: 28px !important;
  top: 78px !important;
  z-index: 4;
  transform: rotate(3deg);
  background:
    radial-gradient(circle at 78% 20%, rgba(126,255,197,.28), transparent 28%),
    linear-gradient(135deg, rgba(15,86,66,.92), rgba(3,18,15,.92));
}

.hero-card-stack .gold-card-floating {
  right: 0 !important;
  top: 156px !important;
  z-index: 2;
  transform: rotate(10deg);
  background:
    radial-gradient(circle at 80% 18%, rgba(255,255,255,.25), transparent 26%),
    linear-gradient(135deg, #fff1a8 0%, #d19a26 35%, #6a410c 100%);
  border-color: rgba(255,224,138,.65);
  color: #1b1304;
  box-shadow: 0 20px 45px rgba(0,0,0,.48), 0 0 32px rgba(255,190,68,.22);
}

.hero-card-stack .gold-card-floating .card-brand span,
.hero-card-stack .gold-card-floating .card-wifi,
.hero-card-stack .gold-card-floating .card-footer strong {
  color: #2b1a05;
}

.hero-card-stack .gold-card-floating .chip {
  background: linear-gradient(135deg, #fff2ad, #b67b16, #4d3108);
}

.hero-card-stack .master-card-floating .card-footer strong {
  font-size: 25px;
  letter-spacing: -1px;
  font-style: normal;
}

.hero-card-stack .gold-card-floating .card-footer strong {
  font-size: 27px;
  font-style: normal;
  letter-spacing: 1px;
}

@keyframes cardFloatSoft {
  0%,100% { translate: 0 0; }
  50% { translate: 0 -9px; }
}

@media (max-width: 1180px) {
  .hero-card-stack {
    right: 5%;
    top: 30px;
    width: 310px;
    height: 285px;
  }
  .hero-card-stack .bank-card-floating {
    width: 265px;
    height: 165px;
  }
  .hero-card-stack .visa-card-floating { top: 68px !important; }
  .hero-card-stack .gold-card-floating { top: 136px !important; }
}

@media (max-width: 768px) {
  .static-visual-hero .hero-card-stack {
    position: relative !important;
    grid-column: 2 !important;
    grid-row: 1 !important;
    right: auto !important;
    top: auto !important;
    width: 100% !important;
    max-width: 190px !important;
    height: auto !important;
    min-height: clamp(248px, 72vw, 310px) !important;
    justify-self: start !important;
    align-self: center !important;
    display: flex !important;
    flex-direction: column !important;
    gap: 7px !important;
    z-index: 70 !important;
  }

  .static-visual-hero .hero-card-stack .bank-card-floating {
    position: relative !important;
    left: auto !important;
    right: auto !important;
    top: auto !important;
    bottom: auto !important;
    width: 100% !important;
    max-width: 100% !important;
    height: auto !important;
    aspect-ratio: 1.58 / 1 !important;
    padding: clamp(10px, 2.7vw, 14px) !important;
    border-radius: 14px !important;
    transform: none !important;
    animation: none !important;
    margin: 0 !important;
  }

  .static-visual-hero .hero-card-stack .card-brand {
    font-size: clamp(8px, 2.4vw, 11px) !important;
    letter-spacing: 1.6px !important;
    line-height: 1.05 !important;
  }

  .static-visual-hero .hero-card-stack .card-brand span {
    font-size: clamp(5px, 1.7vw, 7px) !important;
    letter-spacing: 1.3px !important;
  }

  .static-visual-hero .hero-card-stack .card-wifi {
    right: 11px !important;
    top: 11px !important;
    font-size: clamp(11px, 3vw, 15px) !important;
  }

  .static-visual-hero .hero-card-stack .chip {
    width: clamp(22px, 7vw, 30px) !important;
    height: clamp(16px, 5vw, 22px) !important;
    margin-top: clamp(8px, 2.4vw, 12px) !important;
    border-radius: 5px !important;
  }

  .static-visual-hero .hero-card-stack .card-number {
    font-size: clamp(7px, 2.1vw, 9px) !important;
    letter-spacing: 1.5px !important;
    margin-top: clamp(4px, 1.6vw, 7px) !important;
  }

  .static-visual-hero .hero-card-stack .card-footer {
    margin-top: clamp(3px, 1vw, 5px) !important;
    font-size: clamp(5px, 1.5vw, 6px) !important;
  }

  .static-visual-hero .hero-card-stack .card-footer strong {
    font-size: clamp(14px, 4.3vw, 19px) !important;
  }
}

@media (max-width: 390px) {
  .static-visual-hero .hero-card-stack {
    max-width: 168px !important;
    gap: 6px !important;
    min-height: 232px !important;
  }
}

/* =========================================================
   FINAL MOBILE STACK FIX
   Cards remain stacked on top of each other like desktop,
   wider/longer on mobile, aligned beside phone without stretch.
========================================================= */
@media (max-width: 768px) {
  .static-visual-hero .hero-fintech-showcase {
    display: grid !important;
    grid-template-columns: 42% 58% !important;
    align-items: center !important;
    column-gap: 0 !important;
    width: 100% !important;
    max-width: 390px !important;
    height: 335px !important;
    margin: 12px auto 0 !important;
    overflow: visible !important;
  }

  .static-visual-hero .phone-3d {
    position: relative !important;
    grid-column: 1 !important;
    grid-row: 1 !important;
    left: auto !important;
    top: auto !important;
    justify-self: end !important;
    width: clamp(128px, 37vw, 152px) !important;
    transform: rotate(3deg) rotateY(-8deg) !important;
    z-index: 80 !important;
  }

  .static-visual-hero .hero-card-stack {
    position: relative !important;
    grid-column: 2 !important;
    grid-row: 1 !important;
    justify-self: start !important;
    align-self: center !important;
    width: clamp(218px, 60vw, 250px) !important;
    max-width: none !important;
    height: 245px !important;
    min-height: 245px !important;
    display: block !important;
    z-index: 78 !important;
    margin-left: -6px !important;
    pointer-events: none !important;
  }

  .static-visual-hero .hero-card-stack .bank-card-floating {
    position: absolute !important;
    width: clamp(205px, 56vw, 238px) !important;
    max-width: none !important;
    height: auto !important;
    aspect-ratio: 1.62 / 1 !important;
    padding: clamp(13px, 3.2vw, 16px) !important;
    border-radius: 17px !important;
    margin: 0 !important;
    animation: none !important;
    transform-origin: center !important;
  }

  .static-visual-hero .hero-card-stack .master-card-floating {
    left: 4px !important;
    right: auto !important;
    top: 0 !important;
    z-index: 73 !important;
    transform: rotate(-8deg) !important;
  }

  .static-visual-hero .hero-card-stack .visa-card-floating {
    left: 18px !important;
    right: auto !important;
    top: 58px !important;
    z-index: 75 !important;
    transform: rotate(3deg) !important;
  }

  .static-visual-hero .hero-card-stack .gold-card-floating {
    left: 0 !important;
    right: auto !important;
    top: 116px !important;
    z-index: 72 !important;
    transform: rotate(9deg) !important;
  }

  .static-visual-hero .hero-card-stack .card-brand {
    font-size: clamp(10px, 2.8vw, 12px) !important;
    letter-spacing: 2px !important;
    line-height: 1.05 !important;
  }

  .static-visual-hero .hero-card-stack .card-brand span {
    font-size: clamp(6px, 1.8vw, 8px) !important;
    letter-spacing: 1.6px !important;
  }

  .static-visual-hero .hero-card-stack .card-wifi {
    right: 14px !important;
    top: 14px !important;
    font-size: clamp(14px, 3.8vw, 18px) !important;
  }

  .static-visual-hero .hero-card-stack .chip {
    width: clamp(28px, 7.5vw, 34px) !important;
    height: clamp(20px, 5.6vw, 25px) !important;
    margin-top: clamp(13px, 3.8vw, 17px) !important;
    border-radius: 6px !important;
  }

  .static-visual-hero .hero-card-stack .card-number {
    font-size: clamp(9px, 2.5vw, 11px) !important;
    letter-spacing: 1.8px !important;
    margin-top: clamp(7px, 2vw, 9px) !important;
  }

  .static-visual-hero .hero-card-stack .card-footer {
    margin-top: clamp(5px, 1.4vw, 7px) !important;
    font-size: clamp(6px, 1.8vw, 8px) !important;
  }

  .static-visual-hero .hero-card-stack .card-footer strong {
    font-size: clamp(17px, 5vw, 23px) !important;
    line-height: 1 !important;
  }

  .static-visual-hero .action-card-floating {
    display: none !important;
  }
}

@media (max-width: 390px) {
  .static-visual-hero .hero-fintech-showcase {
    grid-template-columns: 39% 61% !important;
    max-width: 360px !important;
    height: 320px !important;
  }

  .static-visual-hero .phone-3d {
    width: 123px !important;
  }

  .static-visual-hero .hero-card-stack {
    width: 214px !important;
    height: 230px !important;
    min-height: 230px !important;
    margin-left: -8px !important;
  }

  .static-visual-hero .hero-card-stack .bank-card-floating {
    width: 203px !important;
  }

  .static-visual-hero .hero-card-stack .visa-card-floating { top: 54px !important; }
  .static-visual-hero .hero-card-stack .gold-card-floating { top: 108px !important; }
}

/* =========================================================
   MOBILE ACTION CARD FIX
   Transfer / Pay Bills / Insights stretches end-to-end
   under the phone + ATM cards on mobile only.
========================================================= */
@media (max-width: 768px) {
  .static-visual-hero .hero-fintech-showcase {
    height: 405px !important;
    display: grid !important;
    grid-template-columns: 38% 62% !important;
    align-items: start !important;
    gap: 0 !important;
    max-width: 430px !important;
    width: 100% !important;
    margin: 18px auto 0 !important;
    position: relative !important;
    padding-bottom: 84px !important;
  }

  .static-visual-hero .action-card-floating {
    display: grid !important;
    grid-template-columns: repeat(3, 1fr) !important;
    align-items: center !important;
    position: absolute !important;
    left: 0 !important;
    right: 0 !important;
    top: auto !important;
    bottom: 0 !important;
    width: 100% !important;
    max-width: 100% !important;
    height: 68px !important;
    padding: 8px 8px !important;
    border-radius: 18px !important;
    transform: none !important;
    animation: none !important;
    z-index: 95 !important;
    background: linear-gradient(135deg, rgba(10, 70, 54, .82), rgba(2, 18, 15, .92)) !important;
    border: 1px solid rgba(126, 255, 197, .26) !important;
    box-shadow: 0 15px 38px rgba(0,0,0,.38), 0 0 24px rgba(32,230,138,.18) !important;
    backdrop-filter: blur(18px) !important;
  }

  .static-visual-hero .action-card-floating span {
    display: flex !important;
    align-items: center !important;
    justify-content: center !important;
    gap: 7px !important;
    min-width: 0 !important;
    font-size: 10.5px !important;
    font-weight: 800 !important;
    white-space: nowrap !important;
    color: #f4fff9 !important;
  }

  .static-visual-hero .action-card-floating i {
    width: 34px !important;
    height: 34px !important;
    min-width: 34px !important;
    border-radius: 12px !important;
    font-size: 15px !important;
    display: grid !important;
    place-items: center !important;
    margin: 0 !important;
    background: linear-gradient(135deg, rgba(255,255,255,.18), rgba(255,255,255,.06)) !important;
    border: 1px solid rgba(126,255,197,.14) !important;
    color: var(--g) !important;
  }
}

@media (max-width: 390px) {
  .static-visual-hero .hero-fintech-showcase {
    height: 392px !important;
    max-width: 360px !important;
    padding-bottom: 78px !important;
  }

  .static-visual-hero .action-card-floating {
    height: 64px !important;
    border-radius: 16px !important;
    padding: 7px 6px !important;
  }

  .static-visual-hero .action-card-floating span {
    gap: 5px !important;
    font-size: 9.5px !important;
  }

  .static-visual-hero .action-card-floating i {
    width: 30px !important;
    height: 30px !important;
    min-width: 30px !important;
    font-size: 13px !important;
  }
}

/* =========================================================
   STICKY MOBILE ACTION BAR - OPAY/REVOLUT STYLE
========================================================= */
@media (max-width: 768px) {
  .static-visual-hero .action-card-wrapper {
    position: fixed !important;
    left: 0 !important;
    right: 0 !important;
    bottom: calc(60px + env(safe-area-inset-bottom, 0px)) !important;
    width: 100vw !important;
    z-index: 1199 !important;
    padding: 0 !important;
    margin: 0 !important;
    pointer-events: none;
  }

  .static-visual-hero .action-card-wrapper .action-card-floating {
    pointer-events: auto;
    position: relative !important;
    left: auto !important;
    right: auto !important;
    top: auto !important;
    bottom: auto !important;
    width: 100vw !important;
    max-width: 100vw !important;
    height: 64px !important;
    border-radius: 18px 18px 0 0 !important;
    display: grid !important;
    grid-template-columns: repeat(3, 1fr) !important;
    align-items: center !important;
    padding: 8px 8px !important;
    transform: none !important;
    animation: none !important;
    background: linear-gradient(135deg, rgba(7,31,24,.98), rgba(4,22,18,.96)) !important;
    backdrop-filter: blur(20px) !important;
    -webkit-backdrop-filter: blur(20px) !important;
    border: 1px solid rgba(126,255,197,.18) !important;
    border-bottom: none !important;
    box-shadow: 0 -14px 35px rgba(0,0,0,.45), 0 0 28px rgba(32,230,138,.16) !important;
  }

  .static-visual-hero .action-card-wrapper .action-card-floating span {
    display: flex !important;
    flex-direction: column !important;
    align-items: center !important;
    justify-content: center !important;
    gap: 4px !important;
    min-width: 0 !important;
    text-align: center !important;
    font-size: 10.5px !important;
    font-weight: 800 !important;
    color: #E6F2EE !important;
    white-space: nowrap !important;
  }

  .static-visual-hero .action-card-wrapper .action-card-floating i {
    width: auto !important;
    height: auto !important;
    min-width: 0 !important;
    border: none !important;
    background: transparent !important;
    font-size: 17px !important;
    color: #27e39f !important;
    margin: 0 !important;
    display: block !important;
  }

  body {
    padding-bottom: calc(124px + env(safe-area-inset-bottom, 0px)) !important;
  }
}

/* =========================================================
   FINAL CLEAN MOBILE HERO LAYOUT FIX
   Phone + ATM cards fitted properly, action bar falls under them.
========================================================= */
@media (max-width: 768px) {
  .static-visual-hero.hero-slider,
  .static-visual-hero .swiper,
  .static-visual-hero .swiper-wrapper,
  .static-visual-hero .swiper-slide {
    width: 100% !important;
    min-height: auto !important;
    overflow: hidden !important;
  }

  .static-visual-hero .hero-content-wrapper {
    width: 100% !important;
    min-height: auto !important;
    display: flex !important;
    flex-direction: column !important;
    align-items: center !important;
    justify-content: flex-start !important;
    padding: 24px 14px 28px !important;
    gap: 16px !important;
  }

  .static-visual-hero .hero-text-box {
    width: 100% !important;
    max-width: 440px !important;
    text-align: center !important;
    padding: 0 !important;
  }

  .static-visual-hero .hero-fintech-showcase {
    width: 100% !important;
    max-width: 460px !important;
    height: 385px !important;
    min-height: 385px !important;
    margin: 0 auto !important;
    padding: 0 0 82px !important;
    display: grid !important;
    grid-template-columns: 40% 60% !important;
    align-items: center !important;
    justify-content: center !important;
    gap: 0 !important;
    position: relative !important;
    overflow: visible !important;
  }

  .static-visual-hero .phone-3d {
    position: relative !important;
    grid-column: 1 !important;
    grid-row: 1 !important;
    justify-self: end !important;
    align-self: center !important;
    left: auto !important;
    top: auto !important;
    width: clamp(128px, 35vw, 160px) !important;
    max-width: 100% !important;
    transform: rotate(2deg) rotateY(-7deg) !important;
    animation: none !important;
    z-index: 80 !important;
  }

  .static-visual-hero .phone-frame {
    padding: 7px !important;
    border-radius: 28px !important;
  }

  .static-visual-hero .phone-notch {
    width: 56px !important;
    height: 12px !important;
    top: 10px !important;
  }

  .static-visual-hero .phone-screen {
    min-height: 276px !important;
    height: 276px !important;
    overflow: hidden !important;
    border-radius: 23px !important;
    padding: 14px 10px 9px !important;
    font-size: 8.8px !important;
  }

  .static-visual-hero .phone-balance {
    font-size: 16px !important;
    line-height: 1.1 !important;
  }

  .static-visual-hero .phone-actions {
    gap: 5px !important;
    margin: 10px 0 !important;
  }

  .static-visual-hero .phone-actions i {
    padding: 7px !important;
    border-radius: 9px !important;
    font-size: 10px !important;
  }

  .static-visual-hero .mini-account,
  .static-visual-hero .mini-transaction {
    padding: 7px !important;
    margin-bottom: 6px !important;
    border-radius: 9px !important;
    font-size: 7.8px !important;
  }

  .static-visual-hero .hero-card-stack {
    position: relative !important;
    grid-column: 2 !important;
    grid-row: 1 !important;
    justify-self: start !important;
    align-self: center !important;
    width: clamp(210px, 58vw, 268px) !important;
    height: 245px !important;
    min-height: 245px !important;
    margin-left: -4px !important;
    display: block !important;
    pointer-events: none !important;
    z-index: 78 !important;
  }

  .static-visual-hero .hero-card-stack .bank-card-floating {
    position: absolute !important;
    display: block !important;
    width: clamp(200px, 55vw, 252px) !important;
    height: auto !important;
    aspect-ratio: 1.72 / 1 !important;
    max-width: none !important;
    padding: clamp(12px, 3vw, 16px) !important;
    border-radius: 18px !important;
    animation: none !important;
    margin: 0 !important;
  }

  .static-visual-hero .hero-card-stack .master-card-floating {
    left: 8px !important;
    top: 2px !important;
    right: auto !important;
    transform: rotate(-7deg) !important;
    z-index: 73 !important;
  }

  .static-visual-hero .hero-card-stack .visa-card-floating {
    left: 20px !important;
    top: 62px !important;
    right: auto !important;
    transform: rotate(2deg) !important;
    z-index: 76 !important;
  }

  .static-visual-hero .hero-card-stack .gold-card-floating {
    left: 4px !important;
    top: 124px !important;
    right: auto !important;
    transform: rotate(8deg) !important;
    z-index: 74 !important;
  }

  .static-visual-hero .hero-card-stack .card-brand {
    font-size: clamp(10px, 2.7vw, 13px) !important;
    letter-spacing: 2px !important;
    line-height: 1.05 !important;
  }

  .static-visual-hero .hero-card-stack .card-brand span {
    font-size: clamp(6px, 1.7vw, 8px) !important;
    letter-spacing: 1.3px !important;
  }

  .static-visual-hero .hero-card-stack .card-wifi {
    right: 14px !important;
    top: 13px !important;
    font-size: clamp(14px, 3.8vw, 19px) !important;
  }

  .static-visual-hero .hero-card-stack .chip {
    width: clamp(28px, 7vw, 35px) !important;
    height: clamp(19px, 5vw, 25px) !important;
    margin-top: clamp(10px, 3vw, 14px) !important;
    border-radius: 6px !important;
  }

  .static-visual-hero .hero-card-stack .card-number {
    font-size: clamp(9px, 2.35vw, 11px) !important;
    letter-spacing: 1.6px !important;
    margin-top: clamp(6px, 1.8vw, 8px) !important;
  }

  .static-visual-hero .hero-card-stack .card-footer {
    margin-top: clamp(5px, 1.4vw, 7px) !important;
    font-size: clamp(6px, 1.7vw, 8px) !important;
  }

  .static-visual-hero .hero-card-stack .card-footer strong {
    font-size: clamp(17px, 4.8vw, 24px) !important;
    line-height: 1 !important;
  }

  .static-visual-hero .action-card-wrapper {
    position: absolute !important;
    left: 50% !important;
    right: auto !important;
    bottom: 0 !important;
    width: 100vw !important;
    max-width: 100vw !important;
    transform: translateX(-50%) !important;
    padding: 0 10px !important;
    margin: 0 !important;
    z-index: 99 !important;
    pointer-events: auto !important;
  }

  .static-visual-hero .action-card-wrapper .action-card-floating,
  .static-visual-hero .action-card-floating {
    position: relative !important;
    left: auto !important;
    right: auto !important;
    top: auto !important;
    bottom: auto !important;
    width: 100% !important;
    max-width: 100% !important;
    height: 68px !important;
    display: grid !important;
    grid-template-columns: repeat(3, 1fr) !important;
    align-items: center !important;
    padding: 8px 8px !important;
    border-radius: 18px !important;
    transform: none !important;
    animation: none !important;
    background: linear-gradient(135deg, rgba(7,31,24,.97), rgba(5,44,34,.94)) !important;
    border: 1px solid rgba(126,255,197,.2) !important;
    box-shadow: 0 16px 35px rgba(0,0,0,.38), 0 0 26px rgba(32,230,138,.13) !important;
    backdrop-filter: blur(20px) !important;
    -webkit-backdrop-filter: blur(20px) !important;
  }

  .static-visual-hero .action-card-floating span {
    display: flex !important;
    flex-direction: column !important;
    align-items: center !important;
    justify-content: center !important;
    gap: 4px !important;
    min-width: 0 !important;
    text-align: center !important;
    font-size: 10px !important;
    font-weight: 800 !important;
    white-space: nowrap !important;
    color: #f4fff9 !important;
  }

  .static-visual-hero .action-card-floating i {
    width: auto !important;
    height: auto !important;
    min-width: 0 !important;
    border: 0 !important;
    background: transparent !important;
    font-size: 17px !important;
    color: #27e39f !important;
    margin: 0 !important;
    display: block !important;
  }

  body {
    padding-bottom: calc(64px + env(safe-area-inset-bottom, 0px)) !important;
  }
}

@media (max-width: 390px) {
  .static-visual-hero .hero-fintech-showcase {
    max-width: 374px !important;
    height: 368px !important;
    min-height: 368px !important;
    grid-template-columns: 38% 62% !important;
    padding-bottom: 78px !important;
  }

  .static-visual-hero .phone-3d {
    width: 122px !important;
  }

  .static-visual-hero .phone-screen {
    height: 258px !important;
    min-height: 258px !important;
  }

  .static-visual-hero .hero-card-stack {
    width: 222px !important;
    height: 228px !important;
    min-height: 228px !important;
    margin-left: -6px !important;
  }

  .static-visual-hero .hero-card-stack .bank-card-floating {
    width: 210px !important;
  }

  .static-visual-hero .hero-card-stack .visa-card-floating { top: 56px !important; }
  .static-visual-hero .hero-card-stack .gold-card-floating { top: 112px !important; }

  .static-visual-hero .action-card-wrapper {
    padding: 0 8px !important;
  }

  .static-visual-hero .action-card-floating {
    height: 64px !important;
  }
}

/* =========================================================
   FINTECH HERO ANIMATIONS — Opay/Revolut style polish
   ========================================================= */
.hero-slider {
  isolation: isolate;
}

.hero-slider::before,
.hero-slider::after {
  content: "";
  position: absolute;
  pointer-events: none;
  z-index: 2;
  border-radius: 999px;
  filter: blur(18px);
  opacity: .55;
  animation: heroOrbFloat 8s ease-in-out infinite alternate;
}

.hero-slider::before {
  width: 170px;
  height: 170px;
  right: 9%;
  top: 16%;
  background: radial-gradient(circle, rgba(38, 226, 153, .42), rgba(38, 226, 153, 0));
}

.hero-slider::after {
  width: 110px;
  height: 110px;
  left: 8%;
  bottom: 20%;
  background: radial-gradient(circle, rgba(126, 255, 212, .28), rgba(126, 255, 212, 0));
  animation-delay: 1.2s;
}

@keyframes heroOrbFloat {
  from { transform: translate3d(0, 0, 0) scale(1); }
  to { transform: translate3d(16px, -18px, 0) scale(1.08); }
}

.hero-kicker,
.hero-text-box h1,
.hero-text-box p,
.hero-meta,
.hero-btns {
  opacity: 0;
  transform: translateY(18px);
  animation: heroReveal .75s cubic-bezier(.2,.9,.2,1) forwards;
}

.hero-kicker { animation-delay: .12s; }
.hero-text-box h1 { animation-delay: .24s; }
.hero-text-box p { animation-delay: .36s; }
.hero-meta { animation-delay: .48s; }
.hero-btns { animation-delay: .60s; }

@keyframes heroReveal {
  to { opacity: 1; transform: translateY(0); }
}

.hero-fintech-showcase {
  animation: showcaseReveal .9s cubic-bezier(.2,.9,.2,1) .35s both;
  transform-style: preserve-3d;
  will-change: transform;
}

@keyframes showcaseReveal {
  from { opacity: 0; transform: translateY(24px) scale(.96); }
  to { opacity: 1; transform: translateY(0) scale(1); }
}

.phone-3d {
  animation: phoneFloat 5.5s ease-in-out infinite;
  transform-style: preserve-3d;
  will-change: transform;
}

@keyframes phoneFloat {
  0%, 100% { transform: translateY(0) rotateX(0deg) rotateY(-7deg); }
  50% { transform: translateY(-12px) rotateX(1.5deg) rotateY(-4deg); }
}

.phone-frame::after {
  content: "";
  position: absolute;
  inset: 0;
  border-radius: inherit;
  background: linear-gradient(115deg, transparent 0%, transparent 38%, rgba(255,255,255,.16) 48%, transparent 58%, transparent 100%);
  transform: translateX(-120%);
  animation: phoneScreenShine 4.8s ease-in-out infinite;
  pointer-events: none;
}

@keyframes phoneScreenShine {
  0%, 34% { transform: translateX(-120%); }
  52%, 100% { transform: translateX(120%); }
}

.phone-balance,
.stat-number {
  background: linear-gradient(90deg, #E6FFF6, #70ffd0, #E6FFF6);
  background-size: 220% auto;
  -webkit-background-clip: text;
  background-clip: text;
  color: transparent !important;
  animation: textGlowMove 3.8s linear infinite;
}

@keyframes textGlowMove {
  to { background-position: 220% center; }
}

.bank-card-floating,
.visa-card-floating,
.gold-card-floating {
  animation: cardFloat 4.8s ease-in-out infinite;
  will-change: transform;
}

.visa-card-floating { animation-delay: .35s; }
.gold-card-floating { animation-delay: .7s; }

@keyframes cardFloat {
  0%, 100% { transform: translateY(0) rotate(-7deg); }
  50% { transform: translateY(-8px) rotate(-4deg); }
}

.action-card-floating span {
  transition: transform .25s ease, background .25s ease, box-shadow .25s ease;
}

.action-card-floating span:hover {
  transform: translateY(-3px);
  background: rgba(255,255,255,.08);
  box-shadow: 0 10px 22px rgba(0,0,0,.18);
}

.btn-white,
.btn-header,
.bottom-nav-btn {
  position: relative;
  overflow: hidden;
}

.btn-white::after,
.btn-header::after,
.bottom-nav-register::after {
  content: "";
  position: absolute;
  top: 0;
  left: -80%;
  width: 55%;
  height: 100%;
  background: linear-gradient(90deg, transparent, rgba(255,255,255,.32), transparent);
  transform: skewX(-18deg);
  animation: buttonShine 4.2s ease-in-out infinite;
}

@keyframes buttonShine {
  0%, 45% { left: -80%; }
  70%, 100% { left: 130%; }
}

.swiper-slide-active .slide-image,
.fallback-active .slide-image {
  animation: imageSlowZoom 7s ease forwards;
}

@keyframes imageSlowZoom {
  from { transform: scale(1); }
  to { transform: scale(1.08); }
}

.hero-fintech-showcase.is-tilting {
  transition: transform .16s ease-out;
}

/* Keep hero text left-aligned after animation additions */
.hero-content-wrapper,
.hero-text-box {
  text-align: left !important;
}
.hero-btns,
.hero-meta {
  justify-content: flex-start !important;
}

@media (max-width: 768px) {
  .hero-slider::before {
    width: 120px;
    height: 120px;
    right: -20px;
    top: 22%;
  }

  .hero-slider::after {
    width: 90px;
    height: 90px;
    left: -25px;
    bottom: 28%;
  }

  .phone-3d {
    animation: phoneFloatMobile 5.2s ease-in-out infinite;
  }

  @keyframes phoneFloatMobile {
    0%, 100% { transform: translateY(0) rotateY(-3deg); }
    50% { transform: translateY(-7px) rotateY(-1deg); }
  }

  .bank-card-floating,
  .visa-card-floating,
  .gold-card-floating {
    animation-duration: 5.4s;
  }

  .action-card-floating span:hover {
    transform: none;
  }
}

@media (prefers-reduced-motion: reduce) {
  .hero-slider::before,
  .hero-slider::after,
  .hero-kicker,
  .hero-text-box h1,
  .hero-text-box p,
  .hero-meta,
  .hero-btns,
  .hero-fintech-showcase,
  .phone-3d,
  .phone-frame::after,
  .phone-balance,
  .stat-number,
  .bank-card-floating,
  .visa-card-floating,
  .gold-card-floating,
  .btn-white::after,
  .btn-header::after,
  .bottom-nav-register::after,
  .swiper-slide-active .slide-image,
  .fallback-active .slide-image {
    animation: none !important;
    opacity: 1 !important;
    transform: none !important;
  }
}

/* =========================================================
   PRO RESPONSIVE HERO OPTIMIZATION — ALL SCREEN SIZES
   Keeps desktop premium, tablet balanced, mobile clean/left-aligned.
========================================================= */
.static-visual-hero .hero-content-wrapper {
  text-align: left !important;
}

.static-visual-hero .hero-text-box {
  text-align: left !important;
  justify-self: start !important;
}

.static-visual-hero .hero-meta,
.static-visual-hero .hero-btns {
  justify-content: flex-start !important;
}

/* Large desktop: strong two-column fintech layout */
@media (min-width: 1181px) {
  .static-visual-hero.hero-slider,
  .static-visual-hero .swiper,
  .static-visual-hero .swiper-wrapper,
  .static-visual-hero .swiper-slide {
    min-height: 660px !important;
  }

  .static-visual-hero .hero-content-wrapper {
    min-height: 660px !important;
    display: grid !important;
    grid-template-columns: minmax(430px, 45%) minmax(520px, 55%) !important;
    align-items: center !important;
    gap: 24px !important;
    padding: 48px 44px 78px !important;
  }

  .static-visual-hero .hero-text-box {
    width: 100% !important;
    max-width: 620px !important;
  }

  .static-visual-hero .hero-fintech-showcase {
    width: 100% !important;
    height: 560px !important;
    margin: 0 !important;
    position: relative !important;
    overflow: visible !important;
  }
}

/* Laptop / tablet landscape: keep the desktop feeling but scale safely */
@media (min-width: 901px) and (max-width: 1180px) {
  .static-visual-hero.hero-slider,
  .static-visual-hero .swiper,
  .static-visual-hero .swiper-wrapper,
  .static-visual-hero .swiper-slide {
    min-height: 720px !important;
  }

  .static-visual-hero .hero-content-wrapper {
    min-height: 720px !important;
    display: grid !important;
    grid-template-columns: 48% 52% !important;
    align-items: center !important;
    gap: 16px !important;
    padding: 42px 28px 70px !important;
  }

  .static-visual-hero .hero-text-box {
    width: 100% !important;
    max-width: 520px !important;
  }

  .static-visual-hero .hero-text-box h1 {
    font-size: clamp(42px, 5vw, 62px) !important;
    line-height: 1.06 !important;
  }

  .static-visual-hero .hero-text-box p {
    font-size: 17px !important;
    max-width: 480px !important;
  }

  .static-visual-hero .hero-fintech-showcase {
    height: 500px !important;
    margin: 0 !important;
    position: relative !important;
  }

  .static-visual-hero .phone-3d {
    width: 220px !important;
    left: 11% !important;
    top: 18px !important;
  }

  .static-visual-hero .hero-card-stack {
    right: 0 !important;
    top: 88px !important;
    width: 280px !important;
  }

  .static-visual-hero .action-card-wrapper {
    position: absolute !important;
    left: auto !important;
    right: 0 !important;
    bottom: 38px !important;
    width: min(360px, 78%) !important;
    transform: none !important;
    padding: 0 !important;
  }

  .static-visual-hero .action-card-floating {
    position: relative !important;
    width: 100% !important;
    height: 118px !important;
    transform: rotate(2deg) !important;
  }
}

/* Tablet portrait: stacked, but visual remains premium and compact */
@media (min-width: 769px) and (max-width: 900px) {
  .static-visual-hero.hero-slider,
  .static-visual-hero .swiper,
  .static-visual-hero .swiper-wrapper,
  .static-visual-hero .swiper-slide {
    min-height: 910px !important;
  }

  .static-visual-hero .hero-content-wrapper {
    min-height: 910px !important;
    display: grid !important;
    grid-template-columns: 1fr !important;
    align-content: start !important;
    gap: 20px !important;
    padding: 48px 30px 42px !important;
  }

  .static-visual-hero .hero-text-box {
    width: 100% !important;
    max-width: 650px !important;
  }

  .static-visual-hero .hero-text-box h1 {
    font-size: clamp(46px, 8vw, 66px) !important;
  }

  .static-visual-hero .hero-fintech-showcase {
    width: min(690px, 100%) !important;
    height: 440px !important;
    justify-self: center !important;
    margin-top: 4px !important;
    position: relative !important;
    overflow: visible !important;
  }

  .static-visual-hero .phone-3d {
    width: 215px !important;
    left: 16% !important;
    top: 0 !important;
  }

  .static-visual-hero .hero-card-stack {
    right: 8% !important;
    top: 52px !important;
    width: 310px !important;
  }

  .static-visual-hero .action-card-wrapper {
    position: absolute !important;
    left: 50% !important;
    right: auto !important;
    bottom: 0 !important;
    width: min(620px, 100%) !important;
    transform: translateX(-50%) !important;
    padding: 0 !important;
  }

  .static-visual-hero .action-card-floating {
    width: 100% !important;
    height: 82px !important;
    transform: none !important;
    border-radius: 22px !important;
  }
}

/* Mobile: left text first, then phone/cards, then full-width action bar */
@media (max-width: 768px) {
  .container,
  .main-header,
  .static-visual-hero.hero-slider {
    width: calc(100% - 18px) !important;
  }

  .static-visual-hero.hero-slider,
  .static-visual-hero .swiper,
  .static-visual-hero .swiper-wrapper,
  .static-visual-hero .swiper-slide {
    min-height: auto !important;
  }

  .static-visual-hero .hero-content-wrapper {
    min-height: auto !important;
    display: flex !important;
    flex-direction: column !important;
    align-items: stretch !important;
    justify-content: flex-start !important;
    gap: 18px !important;
    padding: 28px 14px 18px !important;
    text-align: left !important;
  }

  .static-visual-hero .hero-text-box {
    order: 1 !important;
    width: 100% !important;
    max-width: 100% !important;
    padding: 0 !important;
    margin: 0 !important;
    text-align: left !important;
  }

  .static-visual-hero .hero-kicker {
    font-size: 11px !important;
    padding: 8px 11px !important;
    gap: 8px !important;
  }

  .static-visual-hero .hero-text-box h1 {
    font-size: clamp(34px, 10.5vw, 46px) !important;
    line-height: 1.02 !important;
    letter-spacing: -1.7px !important;
    margin: 16px 0 11px !important;
    max-width: 96% !important;
  }

  .static-visual-hero .hero-text-box p {
    font-size: clamp(14px, 3.8vw, 16px) !important;
    line-height: 1.48 !important;
    max-width: 95% !important;
    margin: 0 0 14px !important;
  }

  .static-visual-hero .hero-meta {
    gap: 8px !important;
    margin: 14px 0 16px !important;
  }

  .static-visual-hero .hero-meta span {
    padding: 8px 10px !important;
    border-radius: 12px !important;
    font-size: 11px !important;
    gap: 7px !important;
  }

  .static-visual-hero .hero-meta i {
    font-size: 14px !important;
  }

  .static-visual-hero .hero-btns {
    display: grid !important;
    grid-template-columns: 1fr 1fr !important;
    gap: 8px !important;
    width: 100% !important;
  }

  .static-visual-hero .btn-white,
  .static-visual-hero .btn-outline-white {
    min-width: 0 !important;
    width: 100% !important;
    padding: 12px 10px !important;
    font-size: 12px !important;
    border-radius: 999px !important;
    gap: 7px !important;
    white-space: nowrap !important;
  }

  .static-visual-hero .hero-fintech-showcase {
    order: 2 !important;
    width: 100% !important;
    max-width: 430px !important;
    height: clamp(388px, 104vw, 465px) !important;
    margin: 2px auto 0 !important;
    position: relative !important;
    overflow: visible !important;
    padding: 0 0 84px !important;
  }

  .static-visual-hero .phone-3d {
    display: block !important;
    position: absolute !important;
    width: clamp(128px, 37vw, 168px) !important;
    left: clamp(58px, 22vw, 94px) !important;
    top: 4px !important;
    transform: rotate(2deg) rotateY(-5deg) !important;
    transform-origin: center !important;
    z-index: 70 !important;
  }

  .static-visual-hero .phone-frame {
    padding: 6px !important;
    border-radius: 27px !important;
  }

  .static-visual-hero .phone-screen {
    min-height: clamp(248px, 70vw, 315px) !important;
    border-radius: 22px !important;
    padding: 13px 9px 8px !important;
    font-size: 8.2px !important;
  }

  .static-visual-hero .phone-notch {
    width: 52px !important;
    height: 11px !important;
    top: 10px !important;
  }

  .static-visual-hero .phone-balance {
    font-size: clamp(16px, 4.7vw, 21px) !important;
  }

  .static-visual-hero .phone-chart {
    height: 42px !important;
    margin: 9px 0 8px !important;
  }

  .static-visual-hero .phone-actions {
    gap: 4px !important;
    margin: 8px 0 8px !important;
  }

  .static-visual-hero .phone-actions i {
    padding: 7px !important;
    font-size: 10px !important;
    border-radius: 9px !important;
  }

  .static-visual-hero .hero-card-stack {
    position: absolute !important;
    right: 0 !important;
    top: 38px !important;
    width: clamp(208px, 58vw, 255px) !important;
    height: 250px !important;
    z-index: 60 !important;
    overflow: visible !important;
  }

  .static-visual-hero .hero-card-stack .bank-card-floating,
  .static-visual-hero .hero-card-stack .visa-card-floating,
  .static-visual-hero .hero-card-stack .gold-card-floating {
    position: absolute !important;
    left: auto !important;
    right: 0 !important;
    width: clamp(205px, 58vw, 252px) !important;
    height: clamp(116px, 32vw, 146px) !important;
    border-radius: 18px !important;
    padding: clamp(13px, 3.4vw, 18px) !important;
    transform-origin: right center !important;
  }

  .static-visual-hero .hero-card-stack .bank-card-floating {
    top: 0 !important;
    transform: rotate(-4deg) !important;
    z-index: 3 !important;
  }

  .static-visual-hero .hero-card-stack .visa-card-floating {
    top: clamp(48px, 13vw, 62px) !important;
    transform: rotate(0deg) !important;
    z-index: 2 !important;
  }

  .static-visual-hero .hero-card-stack .gold-card-floating {
    top: clamp(96px, 26vw, 124px) !important;
    transform: rotate(4deg) !important;
    z-index: 1 !important;
  }

  .static-visual-hero .action-card-wrapper {
    position: absolute !important;
    left: 50% !important;
    right: auto !important;
    bottom: 0 !important;
    width: 100vw !important;
    max-width: 100vw !important;
    transform: translateX(-50%) !important;
    margin: 0 !important;
    padding: 0 9px !important;
    z-index: 100 !important;
    pointer-events: auto !important;
  }

  .static-visual-hero .action-card-wrapper .action-card-floating,
  .static-visual-hero .action-card-floating {
    position: relative !important;
    left: auto !important;
    right: auto !important;
    top: auto !important;
    bottom: auto !important;
    width: 100% !important;
    max-width: 100% !important;
    height: 68px !important;
    min-height: 68px !important;
    display: grid !important;
    grid-template-columns: repeat(3, 1fr) !important;
    align-items: center !important;
    padding: 8px 8px !important;
    border-radius: 20px !important;
    transform: none !important;
    animation: none !important;
    background: linear-gradient(135deg, rgba(7,31,24,.98), rgba(5,44,34,.96)) !important;
  }

  .static-visual-hero .action-card-floating span {
    display: flex !important;
    flex-direction: column !important;
    align-items: center !important;
    justify-content: center !important;
    gap: 4px !important;
    font-size: 10.5px !important;
    line-height: 1.1 !important;
    white-space: nowrap !important;
  }

  .static-visual-hero .action-card-floating i {
    width: auto !important;
    height: auto !important;
    min-width: 0 !important;
    background: transparent !important;
    border: 0 !important;
    font-size: 18px !important;
    margin: 0 !important;
    color: #27e39f !important;
  }
}

/* Very small phones: prevent crowding while preserving premium look */
@media (max-width: 390px) {
  .static-visual-hero .hero-content-wrapper {
    padding: 24px 12px 16px !important;
    gap: 14px !important;
  }

  .static-visual-hero .hero-text-box h1 {
    font-size: clamp(31px, 10vw, 38px) !important;
  }

  .static-visual-hero .hero-btns {
    grid-template-columns: 1fr !important;
  }

  .static-visual-hero .hero-fintech-showcase {
    height: 396px !important;
    max-width: 360px !important;
    padding-bottom: 78px !important;
  }

  .static-visual-hero .phone-3d {
    width: 130px !important;
    left: 52px !important;
  }

  .static-visual-hero .hero-card-stack {
    width: 210px !important;
    top: 44px !important;
  }

  .static-visual-hero .hero-card-stack .bank-card-floating,
  .static-visual-hero .hero-card-stack .visa-card-floating,
  .static-visual-hero .hero-card-stack .gold-card-floating {
    width: 205px !important;
    height: 116px !important;
  }
}

/* =========================================================
   PRO MOBILE HERO VISUAL REFINEMENT
   - Longer ATM cards on mobile
   - Smarter / more realistic phone and cards
   - Better alignment with action bar falling below visuals
========================================================= */
.hero-card-stack .bank-card-floating::before,
.phone-frame::before {
  content: "";
  position: absolute;
  inset: 0;
  pointer-events: none;
}

.phone-frame {
  position: relative;
  overflow: hidden;
}

.phone-frame::before {
  border-radius: inherit;
  background: linear-gradient(115deg, rgba(255,255,255,.28), transparent 22%, transparent 58%, rgba(255,255,255,.08));
  mix-blend-mode: screen;
  z-index: 4;
}

.phone-screen {
  position: relative;
  overflow: hidden;
}

.phone-screen::after {
  content: "";
  position: absolute;
  inset: 0;
  background:
    radial-gradient(circle at 72% 10%, rgba(45,255,164,.22), transparent 26%),
    linear-gradient(130deg, rgba(255,255,255,.09), transparent 28%, transparent 68%, rgba(255,255,255,.04));
  pointer-events: none;
}

.hero-card-stack .bank-card-floating {
  overflow: hidden !important;
}

.hero-card-stack .bank-card-floating::before {
  background:
    radial-gradient(circle at 18% 18%, rgba(255,255,255,.24), transparent 20%),
    linear-gradient(118deg, rgba(255,255,255,.22), transparent 24%, transparent 66%, rgba(255,255,255,.08));
  opacity: .85;
}

.hero-card-stack .bank-card-floating::after {
  content: "";
  position: absolute;
  right: -35px;
  bottom: -45px;
  width: 130px;
  height: 130px;
  border-radius: 50%;
  border: 1px solid rgba(255,255,255,.16);
  background: radial-gradient(circle, rgba(255,255,255,.12), transparent 65%);
  pointer-events: none;
}

@media (max-width: 768px) {
  .static-visual-hero .hero-fintech-showcase {
    width: 100% !important;
    max-width: 430px !important;
    height: 430px !important;
    margin: 16px auto 0 !important;
    padding-bottom: 86px !important;
    position: relative !important;
  }

  .static-visual-hero .phone-3d {
    width: clamp(142px, 38vw, 172px) !important;
    left: 6px !important;
    top: 18px !important;
    transform: rotate(-3deg) rotateY(-13deg) !important;
    z-index: 8 !important;
    filter: drop-shadow(18px 24px 28px rgba(0,0,0,.55)) !important;
  }

  .static-visual-hero .phone-frame {
    border-radius: 32px !important;
    padding: 8px !important;
    background: linear-gradient(125deg, #202b28 0%, #020706 34%, #5f6c66 52%, #050807 78%) !important;
    box-shadow:
      16px 22px 34px rgba(0,0,0,.55),
      inset 0 0 0 1px rgba(255,255,255,.24),
      inset 0 0 0 5px rgba(0,0,0,.72) !important;
  }

  .static-visual-hero .phone-screen {
    min-height: clamp(286px, 78vw, 348px) !important;
    border-radius: 25px !important;
    padding: 15px 12px !important;
    background:
      radial-gradient(circle at 72% 4%, rgba(42,255,164,.24), transparent 28%),
      linear-gradient(160deg,#07523b 0%,#03221a 42%,#020907 100%) !important;
  }

  .static-visual-hero .phone-status,
  .static-visual-hero .phone-greeting,
  .static-visual-hero .phone-label,
  .static-visual-hero .transaction-row,
  .static-visual-hero .mini-transaction {
    font-size: 9px !important;
  }

  .static-visual-hero .phone-screen h3 {
    font-size: 17px !important;
    margin: 2px 0 8px !important;
  }

  .static-visual-hero .phone-balance {
    font-size: clamp(20px, 5.6vw, 25px) !important;
    letter-spacing: -.5px !important;
  }

  .static-visual-hero .phone-actions {
    gap: 6px !important;
    margin: 12px 0 !important;
  }

  .static-visual-hero .phone-actions i {
    padding: 8px !important;
    border-radius: 10px !important;
    font-size: 12px !important;
  }

  .static-visual-hero .mini-account {
    padding: 9px !important;
    border-radius: 11px !important;
    font-size: 9px !important;
  }

  .static-visual-hero .hero-card-stack {
    width: clamp(238px, 64vw, 298px) !important;
    height: 258px !important;
    left: auto !important;
    right: 0 !important;
    top: 48px !important;
    transform: none !important;
    z-index: 7 !important;
  }

  .static-visual-hero .hero-card-stack .bank-card-floating,
  .static-visual-hero .hero-card-stack .visa-card-floating,
  .static-visual-hero .hero-card-stack .gold-card-floating {
    width: clamp(232px, 63vw, 292px) !important;
    height: clamp(126px, 34vw, 154px) !important;
    border-radius: 19px !important;
    padding: clamp(14px, 3.5vw, 19px) !important;
    box-shadow:
      0 20px 34px rgba(0,0,0,.42),
      0 0 22px rgba(32,230,138,.24),
      inset 0 0 0 1px rgba(255,255,255,.14) !important;
  }

  .static-visual-hero .hero-card-stack .master-card-floating {
    top: 0 !important;
    transform: rotate(-5deg) translateX(2px) !important;
  }

  .static-visual-hero .hero-card-stack .visa-card-floating {
    top: 64px !important;
    transform: rotate(0deg) translateX(-4px) !important;
  }

  .static-visual-hero .hero-card-stack .gold-card-floating {
    top: 128px !important;
    transform: rotate(5deg) translateX(1px) !important;
  }

  .static-visual-hero .hero-card-stack .card-brand {
    font-size: clamp(12px, 3.5vw, 16px) !important;
    letter-spacing: 2.2px !important;
    position: relative !important;
    z-index: 2 !important;
  }

  .static-visual-hero .hero-card-stack .card-brand span {
    font-size: clamp(7px, 2vw, 9px) !important;
    letter-spacing: 1.8px !important;
  }

  .static-visual-hero .hero-card-stack .card-number {
    font-size: clamp(13px, 3.7vw, 17px) !important;
    letter-spacing: 2px !important;
    margin-top: 10px !important;
    position: relative !important;
    z-index: 2 !important;
  }

  .static-visual-hero .hero-card-stack .chip {
    width: clamp(34px, 9vw, 42px) !important;
    height: clamp(25px, 7vw, 32px) !important;
    margin-top: 16px !important;
    position: relative !important;
    z-index: 2 !important;
  }

  .static-visual-hero .hero-card-stack .card-footer {
    margin-top: 10px !important;
    position: relative !important;
    z-index: 2 !important;
  }

  .static-visual-hero .hero-card-stack .card-footer strong {
    font-size: clamp(20px, 6vw, 28px) !important;
  }

  .static-visual-hero .action-card-wrapper {
    bottom: 0 !important;
    padding: 0 8px !important;
  }

  .static-visual-hero .action-card-wrapper .action-card-floating,
  .static-visual-hero .action-card-floating {
    height: 74px !important;
    min-height: 74px !important;
    border-radius: 22px !important;
  }
}

@media (max-width: 390px) {
  .static-visual-hero .hero-fintech-showcase {
    max-width: 370px !important;
    height: 410px !important;
    padding-bottom: 82px !important;
  }

  .static-visual-hero .phone-3d {
    width: 134px !important;
    left: 2px !important;
    top: 24px !important;
  }

  .static-visual-hero .hero-card-stack {
    width: 236px !important;
    right: -2px !important;
    top: 52px !important;
  }

  .static-visual-hero .hero-card-stack .bank-card-floating,
  .static-visual-hero .hero-card-stack .visa-card-floating,
  .static-visual-hero .hero-card-stack .gold-card-floating {
    width: 230px !important;
    height: 126px !important;
  }

  .static-visual-hero .hero-card-stack .visa-card-floating { top: 58px !important; }
  .static-visual-hero .hero-card-stack .gold-card-floating { top: 116px !important; }
}

/* =========================================================
   REALISTIC FINTECH UI + FULL PARALLAX MOTION SYSTEM
   Added for Mangrove Credit Union hero device/cards
========================================================= */
.hero-fintech-showcase {
  perspective: 1300px;
  transform-style: preserve-3d;
  will-change: transform;
}

.phone-3d,
.hero-card-stack,
.bank-card-floating,
.action-card-floating {
  transform-style: preserve-3d;
  will-change: transform, filter, box-shadow;
}

.phone-3d {
  filter: drop-shadow(0 28px 45px rgba(0, 0, 0, 0.45));
}

.phone-frame {
  position: relative;
  background: linear-gradient(145deg, #17221f 0%, #050908 45%, #152620 100%) !important;
  border: 1px solid rgba(255,255,255,0.14) !important;
  box-shadow:
    inset 0 0 0 1px rgba(255,255,255,0.08),
    inset 8px 0 18px rgba(255,255,255,0.04),
    inset -8px 0 18px rgba(0,0,0,0.55),
    0 28px 55px rgba(0,0,0,0.45) !important;
}

.phone-frame::before {
  content: "";
  position: absolute;
  inset: 7px;
  border-radius: 30px;
  background: linear-gradient(120deg, rgba(255,255,255,0.18), transparent 28%, transparent 70%, rgba(255,255,255,0.05));
  pointer-events: none;
  z-index: 3;
}

.phone-screen {
  position: relative;
  overflow: hidden;
  background:
    radial-gradient(circle at 20% 10%, rgba(39, 227, 159, 0.28), transparent 32%),
    radial-gradient(circle at 85% 28%, rgba(90, 255, 210, 0.16), transparent 30%),
    linear-gradient(180deg, #0d2f25 0%, #071713 100%) !important;
  border: 1px solid rgba(255,255,255,0.12);
  box-shadow: inset 0 0 30px rgba(39,227,159,0.08);
}

.phone-screen::before {
  content: "";
  position: absolute;
  top: -18%;
  left: -35%;
  width: 70%;
  height: 140%;
  background: linear-gradient(105deg, transparent 0%, rgba(255,255,255,0.15) 45%, transparent 70%);
  transform: rotate(8deg);
  opacity: .8;
  pointer-events: none;
  animation: phoneGlassSweep 7s ease-in-out infinite;
}

.phone-screen::after {
  content: "";
  position: absolute;
  inset: 0;
  background-image: linear-gradient(rgba(255,255,255,0.025) 1px, transparent 1px), linear-gradient(90deg, rgba(255,255,255,0.018) 1px, transparent 1px);
  background-size: 18px 18px;
  opacity: .35;
  pointer-events: none;
}

.phone-status,
.phone-greeting,
.phone-screen h3,
.phone-label,
.phone-balance,
.phone-growth,
.phone-card-chip,
.phone-chart,
.phone-actions,
.mini-account,
.transaction-row,
.mini-transaction {
  position: relative;
  z-index: 2;
}

.phone-balance {
  letter-spacing: -0.04em;
  text-shadow: 0 0 18px rgba(39, 227, 159, 0.35);
}

.phone-card-chip {
  background: linear-gradient(135deg, rgba(255,255,255,0.18), rgba(255,255,255,0.05)) !important;
  border: 1px solid rgba(255,255,255,0.14) !important;
  backdrop-filter: blur(14px);
  box-shadow: inset 0 1px 0 rgba(255,255,255,0.12), 0 10px 24px rgba(0,0,0,0.22);
}

.phone-actions span,
.mini-account,
.mini-transaction {
  background: rgba(255,255,255,0.075) !important;
  border: 1px solid rgba(255,255,255,0.09) !important;
  backdrop-filter: blur(10px);
}

.phone-actions i {
  color: #30f0ad;
  filter: drop-shadow(0 0 8px rgba(48,240,173,.35));
}

.phone-chart span {
  box-shadow: 0 0 18px rgba(39,227,159,.32);
  animation: chartPulse 2.8s ease-in-out infinite;
}
.phone-chart span:nth-child(2) { animation-delay: .2s; }
.phone-chart span:nth-child(3) { animation-delay: .4s; }
.phone-chart span:nth-child(4) { animation-delay: .6s; }
.phone-chart span:nth-child(5) { animation-delay: .8s; }

.bank-card-floating {
  overflow: hidden;
  backface-visibility: hidden;
}
.bank-card-floating::after {
  content: "";
  position: absolute;
  inset: -60% -35%;
  background: linear-gradient(105deg, transparent 30%, rgba(255,255,255,0.22) 48%, transparent 62%);
  transform: translateX(-40%) rotate(8deg);
  animation: cardReflect 6.5s ease-in-out infinite;
  pointer-events: none;
}

.master-card-floating { box-shadow: 0 24px 45px rgba(0,0,0,.36), 0 0 30px rgba(35, 211, 145, .16) !important; }
.visa-card-floating { box-shadow: 0 24px 45px rgba(0,0,0,.34), 0 0 30px rgba(56, 189, 248, .13) !important; }
.gold-card-floating { box-shadow: 0 24px 45px rgba(0,0,0,.34), 0 0 30px rgba(245, 189, 82, .18) !important; }

.action-card-floating {
  background: rgba(7, 31, 24, 0.78) !important;
  backdrop-filter: blur(20px) saturate(150%);
  border: 1px solid rgba(255,255,255,0.14) !important;
}
.action-card-floating span {
  transition: transform .25s ease, color .25s ease;
}
.action-card-floating span:hover {
  transform: translateY(-3px);
  color: #30f0ad;
}

/* Parallax variables controlled by main.js */
.hero-fintech-showcase.parallax-ready .phone-3d {
  transform: translate3d(var(--phone-x, 0px), var(--phone-y, 0px), 42px) rotateX(var(--phone-rx, 0deg)) rotateY(var(--phone-ry, 0deg)) scale(var(--phone-scale, 1));
}
.hero-fintech-showcase.parallax-ready .hero-card-stack {
  transform: translate3d(var(--cards-x, 0px), var(--cards-y, 0px), 70px) rotateX(var(--cards-rx, 0deg)) rotateY(var(--cards-ry, 0deg));
}
.hero-fintech-showcase.parallax-ready .action-card-floating {
  transform: translate3d(var(--action-x, 0px), var(--action-y, 0px), 50px);
}

@keyframes phoneGlassSweep {
  0%, 55%, 100% { transform: translateX(-10%) rotate(8deg); opacity: .15; }
  70% { transform: translateX(155%) rotate(8deg); opacity: .55; }
}

@keyframes cardReflect {
  0%, 52%, 100% { transform: translateX(-55%) rotate(8deg); opacity: 0; }
  66% { transform: translateX(55%) rotate(8deg); opacity: .9; }
}

@keyframes chartPulse {
  0%, 100% { opacity: .75; transform: scaleY(.92); }
  50% { opacity: 1; transform: scaleY(1.08); }
}

@media (max-width: 768px) {
  .phone-frame { padding: 8px !important; }
  .phone-screen { padding: 12px 10px !important; }
  .phone-balance { font-size: clamp(1.24rem, 5vw, 1.55rem) !important; }
  .phone-card-chip { font-size: .68rem !important; padding: 8px !important; }
  .phone-actions span { font-size: .62rem !important; padding: 7px 4px !important; }
  .mini-account, .mini-transaction { padding: 7px !important; }
}

@media (prefers-reduced-motion: reduce) {
  .phone-screen::before,
  .bank-card-floating::after,
  .phone-chart span { animation: none !important; }
}

/* =========================================================
   REAL BANKING DASHBOARD PHONE UI - FINAL UPGRADE
========================================================= */
.phone-3d {
  width: 292px !important;
  max-width: 100%;
}
.phone-frame {
  padding: 8px !important;
  border-radius: 42px !important;
}
.phone-screen.banking-dashboard-ui {
  min-height: 535px !important;
  border-radius: 34px !important;
  padding: 18px 14px 14px !important;
  overflow: hidden;
  position: relative;
  background:
    radial-gradient(circle at 18% 2%, rgba(69, 255, 181, .25), transparent 32%),
    radial-gradient(circle at 95% 28%, rgba(53, 182, 255, .15), transparent 30%),
    linear-gradient(165deg, #073f31 0%, #031c17 48%, #020806 100%) !important;
}
.phone-screen.banking-dashboard-ui::before {
  content: "";
  position: absolute;
  inset: -35% -45% auto auto;
  width: 180px;
  height: 180px;
  background: radial-gradient(circle, rgba(46,255,170,.25), transparent 68%);
  filter: blur(8px);
  animation: dashboardGlow 6s ease-in-out infinite;
  pointer-events: none;
}
.dashboard-topbar,
.balance-card-head,
.balance-meta,
.dashboard-section-title,
.account-pill,
.transaction-card,
.spend-card-mini > div:first-child {
  display: flex;
  align-items: center;
  justify-content: space-between;
}
.dashboard-topbar { margin: 8px 0 12px; position: relative; z-index: 2; }
.dashboard-topbar .phone-greeting { font-size: .68rem; color: #a9cfc2; margin: 0; }
.dashboard-topbar h3 { font-size: 1.05rem !important; margin: 0 !important; line-height: 1.15; }
.dashboard-avatar {
  width: 34px; height: 34px; border-radius: 13px;
  display: grid; place-items: center;
  font-weight: 900; color: #062017;
  background: linear-gradient(135deg, #7fffd4, #22e58e);
  box-shadow: 0 0 20px rgba(34,229,142,.35);
}
.balance-card-live {
  position: relative; z-index: 2;
  padding: 13px;
  border-radius: 22px;
  background: linear-gradient(140deg, rgba(42,255,171,.22), rgba(255,255,255,.065));
  border: 1px solid rgba(126,255,197,.25);
  box-shadow: inset 0 1px 0 rgba(255,255,255,.16), 0 12px 26px rgba(0,0,0,.24);
  overflow: hidden;
}
.balance-card-head { font-size: .68rem; color: #cffce9; }
.balance-card-head i { color: #7fffd4; }
.banking-dashboard-ui .phone-balance {
  font-size: 1.75rem !important;
  line-height: 1.1;
  margin: 7px 0 6px !important;
  letter-spacing: -.04em;
}
.balance-meta { font-size: .66rem; color: #c9f7e7; }
.balance-meta span { color: #65ffb7; font-weight: 900; }
.balance-wave {
  height: 42px; margin-top: 10px;
  display: flex; align-items: end; gap: 6px;
}
.balance-wave span {
  flex: 1; border-radius: 10px 10px 4px 4px;
  background: linear-gradient(to top, #079957, #7fffd4);
  box-shadow: 0 0 12px rgba(32,230,138,.35);
  animation: waveBars 2.4s ease-in-out infinite;
}
.balance-wave span:nth-child(1){height:35%;animation-delay:.05s}.balance-wave span:nth-child(2){height:62%;animation-delay:.16s}.balance-wave span:nth-child(3){height:48%;animation-delay:.28s}.balance-wave span:nth-child(4){height:78%;animation-delay:.4s}.balance-wave span:nth-child(5){height:56%;animation-delay:.52s}.balance-wave span:nth-child(6){height:88%;animation-delay:.64s}
.dashboard-actions {
  position: relative; z-index: 2;
  display: grid; grid-template-columns: repeat(4, 1fr); gap: 7px;
  margin: 11px 0;
}
.dashboard-actions button {
  border: 0; color: #f4fff9;
  border-radius: 16px;
  background: rgba(255,255,255,.085);
  border: 1px solid rgba(255,255,255,.08);
  padding: 9px 4px 7px;
  font: inherit; font-size: .6rem; font-weight: 800;
  display: grid; gap: 5px; place-items: center;
  box-shadow: inset 0 1px 0 rgba(255,255,255,.08);
}
.dashboard-actions i { color: #69ffbb; font-size: .92rem; }
.spend-card-mini {
  position: relative; z-index: 2;
  padding: 10px 11px;
  border-radius: 17px;
  background: rgba(0,0,0,.18);
  border: 1px solid rgba(255,255,255,.06);
}
.spend-card-mini span { color: #a9cfc2; font-size: .64rem; }
.spend-card-mini strong { font-size: .8rem; }
.progress-track {
  height: 6px; border-radius: 99px; background: rgba(255,255,255,.12);
  margin-top: 8px; overflow: hidden;
}
.progress-track span {
  display: block; height: 100%; width: 68%;
  border-radius: inherit;
  background: linear-gradient(90deg, #1fd183, #7fffd4);
  animation: progressPulse 3s ease-in-out infinite;
}
.dashboard-section-title {
  position: relative; z-index: 2;
  font-size: .68rem;
  margin: 10px 1px 7px;
  color: #dff7ee;
}
.dashboard-section-title b { color: #65ffb7; font-size: .62rem; }
.account-pill,
.transaction-card {
  position: relative; z-index: 2;
  padding: 9px 10px;
  border-radius: 16px;
  margin-bottom: 7px;
  background: rgba(255,255,255,.075);
  border: 1px solid rgba(255,255,255,.06);
  font-size: .68rem;
}
.account-pill span,
.transaction-card span { display: inline-flex; align-items: center; gap: 7px; color: #cdebe1; }
.account-pill i,
.transaction-card i {
  width: 24px; height: 24px; border-radius: 9px;
  display: inline-grid; place-items: center;
  background: rgba(32,230,138,.14); color: #67ffb8;
}
.account-pill strong,
.transaction-card strong { font-size: .7rem; }
.transaction-card.positive strong { color: #65ffb7; }

@keyframes waveBars { 0%,100% { transform: scaleY(.72); opacity: .8; } 50% { transform: scaleY(1.08); opacity: 1; } }
@keyframes progressPulse { 0%,100% { width: 62%; } 50% { width: 76%; } }
@keyframes dashboardGlow { 0%,100% { transform: translate(0,0) scale(.9); opacity:.45; } 50% { transform: translate(-22px,18px) scale(1.08); opacity:.8; } }

@media (max-width: 1180px) {
  .phone-3d { width: 260px !important; }
  .phone-screen.banking-dashboard-ui { min-height: 500px !important; }
}
@media (max-width: 768px) {
  .hero-fintech-showcase { height: 455px !important; }
  .phone-3d {
    width: min(62vw, 238px) !important;
    left: 50% !important;
  }
  .phone-screen.banking-dashboard-ui {
    min-height: 465px !important;
    padding: 15px 12px 12px !important;
  }
  .banking-dashboard-ui .phone-balance { font-size: 1.45rem !important; }
  .dashboard-actions { gap: 5px; }
  .dashboard-actions button { font-size: .54rem; padding: 8px 2px 6px; }
  .balance-wave { height: 34px; }
  .account-pill, .transaction-card { padding: 8px; font-size: .62rem; }
  .transaction-card:nth-of-type(n+2) { display: flex; }
}
@media (max-width: 420px) {
  .phone-3d { width: min(68vw, 224px) !important; }
  .phone-screen.banking-dashboard-ui { min-height: 445px !important; }
  .dashboard-topbar h3 { font-size: .95rem !important; }
  .balance-card-live { padding: 11px; }
  .dashboard-avatar { width: 30px; height: 30px; border-radius: 11px; }
}

/* =====================================================
   FINAL MOBILE PHONE COMPACT + SMART FIT FIX
   Keeps the dashboard realistic but prevents it from
   becoming too tall, wide, or messy on smaller screens.
===================================================== */
@media (max-width: 768px) {
  .hero-fintech-showcase {
    height: 390px !important;
    margin-top: 12px !important;
    display: flex !important;
    align-items: flex-start !important;
    justify-content: center !important;
    overflow: visible !important;
  }

  .phone-3d {
    position: relative !important;
    left: auto !important;
    top: 0 !important;
    width: clamp(174px, 46vw, 205px) !important;
    max-width: 205px !important;
    transform: rotate(3deg) rotateY(-6deg) !important;
    animation: mobileSmartFloat 5s ease-in-out infinite !important;
    transform-origin: center center !important;
    z-index: 10 !important;
  }

  .phone-frame {
    padding: 6px !important;
    border-radius: 30px !important;
    box-shadow: 14px 18px 32px rgba(0,0,0,.58), inset 0 0 0 1px rgba(255,255,255,.22) !important;
  }

  .phone-frame::after {
    opacity: .28 !important;
  }

  .phone-notch {
    top: 11px !important;
    width: 62px !important;
    height: 13px !important;
    border-radius: 0 0 12px 12px !important;
  }

  .phone-camera {
    top: 14px !important;
    left: calc(50% + 24px) !important;
    width: 5px !important;
    height: 5px !important;
  }

  .phone-screen.banking-dashboard-ui,
  .phone-screen {
    min-height: 360px !important;
    height: 360px !important;
    border-radius: 24px !important;
    padding: 12px 10px 10px !important;
    overflow: hidden !important;
  }

  .dashboard-topbar {
    margin-bottom: 7px !important;
  }

  .dashboard-avatar {
    width: 27px !important;
    height: 27px !important;
    border-radius: 10px !important;
    font-size: .72rem !important;
  }

  .dashboard-topbar h3 {
    font-size: .86rem !important;
    margin: 0 !important;
  }

  .dashboard-topbar p,
  .phone-status,
  .balance-card-head,
  .balance-meta,
  .dashboard-section-title,
  .account-pill,
  .transaction-card {
    font-size: .56rem !important;
  }

  .balance-card-live {
    padding: 9px !important;
    border-radius: 16px !important;
  }

  .banking-dashboard-ui .phone-balance {
    font-size: 1.18rem !important;
    margin: 4px 0 !important;
  }

  .balance-wave {
    height: 24px !important;
    gap: 4px !important;
    margin-top: 7px !important;
  }

  .dashboard-actions {
    grid-template-columns: repeat(4, 1fr) !important;
    gap: 4px !important;
    margin: 8px 0 !important;
  }

  .dashboard-actions button {
    border-radius: 11px !important;
    padding: 6px 2px 5px !important;
    font-size: .48rem !important;
    gap: 3px !important;
  }

  .dashboard-actions i {
    font-size: .72rem !important;
  }

  .spend-card-mini {
    padding: 7px 8px !important;
    border-radius: 13px !important;
  }

  .spend-card-mini span {
    font-size: .52rem !important;
  }

  .spend-card-mini strong {
    font-size: .66rem !important;
  }

  .progress-track {
    height: 4px !important;
    margin-top: 6px !important;
  }

  .dashboard-section-title {
    margin: 7px 0 5px !important;
  }

  .account-pill,
  .transaction-card {
    padding: 6px 7px !important;
    border-radius: 12px !important;
    margin-bottom: 5px !important;
  }

  .account-pill i,
  .transaction-card i {
    width: 19px !important;
    height: 19px !important;
    border-radius: 7px !important;
  }

  .account-pill strong,
  .transaction-card strong {
    font-size: .56rem !important;
  }
}

@media (max-width: 420px) {
  .hero-fintech-showcase {
    height: 365px !important;
  }

  .phone-3d {
    width: clamp(160px, 44vw, 185px) !important;
    max-width: 185px !important;
  }

  .phone-screen.banking-dashboard-ui,
  .phone-screen {
    min-height: 335px !important;
    height: 335px !important;
    padding: 10px 8px 8px !important;
  }

  .balance-wave {
    height: 20px !important;
  }

  .dashboard-actions button {
    font-size: .43rem !important;
  }

  .transaction-card:nth-of-type(n+2),
  .account-pill:nth-of-type(n+2) {
    display: none !important;
  }
}

@keyframes mobileSmartFloat {
  0%, 100% { transform: rotate(3deg) rotateY(-6deg) translateY(0); }
  50% { transform: rotate(3deg) rotateY(-6deg) translateY(-6px); }
}

/* =========================
   FINTECH APP-STYLE FOOTER PANEL
========================= */
.footer-app-panel {
    position: relative;
    overflow: hidden;
    background:
        radial-gradient(circle at 15% 0%, rgba(39, 227, 159, 0.16), transparent 34%),
        radial-gradient(circle at 85% 20%, rgba(31, 122, 99, 0.22), transparent 32%),
        linear-gradient(180deg, #071f18 0%, #03120f 100%);
    padding: 72px 0 22px;
    color: #eafff7;
}

.footer-app-panel::before {
    content: "";
    position: absolute;
    inset: 0;
    background-image:
        linear-gradient(rgba(255,255,255,0.035) 1px, transparent 1px),
        linear-gradient(90deg, rgba(255,255,255,0.035) 1px, transparent 1px);
    background-size: 42px 42px;
    opacity: .26;
    pointer-events: none;
}

.footer-app-shell {
    position: relative;
    display: grid;
    grid-template-columns: 1.15fr .85fr;
    gap: 18px;
    align-items: stretch;
}

.footer-brand-panel,
.footer-mini-panel,
.footer-links-panel,
.footer-app-download {
    background: linear-gradient(145deg, rgba(255,255,255,.095), rgba(255,255,255,.035));
    border: 1px solid rgba(255,255,255,.12);
    box-shadow: 0 24px 70px rgba(0,0,0,.32);
    backdrop-filter: blur(20px);
    -webkit-backdrop-filter: blur(20px);
    border-radius: 28px;
}

.footer-brand-panel {
    padding: 28px;
    min-height: 290px;
}

.footer-brand-head {
    display: flex;
    align-items: center;
    gap: 14px;
    margin-bottom: 16px;
}

.footer-logo-title {
    font-size: 1.45rem;
    font-weight: 900;
    line-height: 1;
    letter-spacing: -.04em;
}

.footer-logo-sub {
    display: block;
    margin-top: 4px;
    color: #9fe9d1;
    font-size: .72rem;
    font-weight: 800;
    letter-spacing: .16em;
    text-transform: uppercase;
}

.footer-brand-panel p,
.footer-mini-panel p,
.footer-app-download p {
    color: rgba(234,255,247,.72);
    line-height: 1.65;
    font-size: .92rem;
    margin: 0;
}

.footer-app-actions {
    display: flex;
    gap: 10px;
    margin: 22px 0 18px;
    flex-wrap: wrap;
}

.footer-primary-action,
.footer-secondary-action,
.footer-support-link {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    gap: 9px;
    text-decoration: none;
    font-weight: 900;
    transition: transform .25s ease, box-shadow .25s ease, background .25s ease;
}

.footer-primary-action {
    background: linear-gradient(135deg, #27e39f, #0b7b5c);
    color: #03120f;
    border-radius: 999px;
    padding: 12px 18px;
    box-shadow: 0 14px 30px rgba(39,227,159,.25);
}

.footer-secondary-action {
    color: #eafff7;
    border: 1px solid rgba(255,255,255,.16);
    border-radius: 999px;
    padding: 12px 18px;
    background: rgba(255,255,255,.055);
}

.footer-primary-action:hover,
.footer-secondary-action:hover,
.footer-support-link:hover,
.store-badge:hover {
    transform: translateY(-2px);
}

.footer-trust-row {
    display: flex;
    gap: 10px;
    flex-wrap: wrap;
}

.footer-trust-row span {
    display: inline-flex;
    align-items: center;
    gap: 7px;
    color: #bdfbe5;
    background: rgba(39,227,159,.1);
    border: 1px solid rgba(39,227,159,.16);
    padding: 8px 10px;
    border-radius: 999px;
    font-size: .75rem;
    font-weight: 800;
}

.footer-mini-panel {
    padding: 24px;
}

.footer-panel-label {
    display: inline-flex;
    color: #27e39f;
    font-size: .72rem;
    font-weight: 900;
    letter-spacing: .14em;
    text-transform: uppercase;
    margin-bottom: 8px;
}

.footer-mini-panel h4,
.footer-app-download h4 {
    color: #fff;
    font-size: 1.15rem;
    margin: 0 0 8px;
}

.footer-support-link {
    width: 100%;
    margin-top: 10px;
    padding: 11px 12px;
    border-radius: 16px;
    color: #eafff7;
    background: rgba(255,255,255,.055);
    border: 1px solid rgba(255,255,255,.1);
    font-size: .86rem;
}

.footer-links-panel {
    grid-column: 1 / -1;
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 18px;
    padding: 24px;
}

.footer-app-panel .footer-col h4 {
    margin: 0 0 14px;
    font-size: .82rem;
    color: #ffffff;
    letter-spacing: .08em;
    text-transform: uppercase;
}

.footer-app-panel .footer-col h4::after {
    display: none;
}

.footer-app-panel .footer-links {
    list-style: none;
    padding: 0;
    margin: 0;
}

.footer-app-panel .footer-links li {
    margin: 0 0 9px;
}

.footer-app-panel .footer-links a,
.footer-app-panel .footer-contact span {
    color: rgba(234,255,247,.68);
    font-size: .86rem;
    text-decoration: none;
}

.footer-app-panel .footer-links a:hover {
    color: #27e39f;
    padding-left: 3px;
}

.footer-app-panel .footer-contact li {
    display: flex;
    align-items: flex-start;
    gap: 10px;
}

.footer-app-panel .footer-contact i {
    color: #27e39f;
    margin-top: 3px;
}

.footer-app-download {
    grid-column: 1 / -1;
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 18px;
    padding: 20px 24px;
}

.footer-store-badges {
    display: flex;
    gap: 10px;
    flex-wrap: wrap;
    justify-content: flex-end;
}

.store-badge {
    min-width: 154px;
    display: inline-flex;
    align-items: center;
    gap: 10px;
    padding: 10px 13px;
    border-radius: 18px;
    color: #eafff7;
    text-decoration: none;
    background: rgba(0,0,0,.24);
    border: 1px solid rgba(255,255,255,.12);
    transition: transform .25s ease, background .25s ease;
}

.store-badge i {
    font-size: 1.4rem;
}

.store-badge span {
    font-size: .62rem;
    line-height: 1.1;
    color: rgba(234,255,247,.72);
}

.store-badge strong {
    font-size: .9rem;
    color: #fff;
}

.footer-bottom-pro {
    position: relative;
    margin-top: 18px;
    padding-top: 16px;
    border-top: 1px solid rgba(255,255,255,.08);
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 12px;
    color: rgba(234,255,247,.54);
    font-size: .76rem;
}

.footer-bottom-pro p {
    margin: 0;
}

.footer-social-legal {
    display: flex;
    align-items: center;
    gap: 12px;
    flex-wrap: wrap;
    justify-content: flex-end;
}

.footer-social-legal a {
    color: rgba(234,255,247,.66);
    text-decoration: none;
}

.footer-social-legal a:hover {
    color: #27e39f;
}

@media (max-width: 900px) {
    .footer-app-shell {
        grid-template-columns: 1fr;
    }

    .footer-links-panel {
        grid-template-columns: repeat(2, 1fr);
    }

    .footer-app-download {
        align-items: flex-start;
    }
}

@media (max-width: 768px) {
    .footer-app-panel {
        padding: 42px 0 88px;
    }

    .footer-app-shell {
        gap: 12px;
    }

    .footer-brand-panel,
    .footer-mini-panel,
    .footer-links-panel,
    .footer-app-download {
        border-radius: 20px;
        padding: 16px;
    }

    .footer-brand-panel {
        min-height: auto;
    }

    .footer-logo-title {
        font-size: 1.22rem;
    }

    .footer-brand-panel p,
    .footer-mini-panel p,
    .footer-app-download p {
        font-size: .78rem;
        line-height: 1.5;
    }

    .footer-app-actions {
        display: grid;
        grid-template-columns: 1fr 1fr;
        gap: 8px;
        margin: 14px 0 12px;
    }

    .footer-primary-action,
    .footer-secondary-action {
        padding: 10px 9px;
        font-size: .78rem;
    }

    .footer-trust-row {
        display: grid;
        grid-template-columns: 1fr 1fr;
        gap: 8px;
    }

    .footer-trust-row span {
        font-size: .67rem;
        padding: 7px 8px;
        justify-content: center;
    }

    .footer-mini-panel h4,
    .footer-app-download h4 {
        font-size: .98rem;
    }

    .footer-support-link {
        font-size: .74rem;
        padding: 9px;
        border-radius: 12px;
    }

    .footer-links-panel {
        grid-template-columns: 1fr 1fr;
        gap: 14px 12px;
    }

    .footer-app-panel .footer-col h4 {
        font-size: .72rem;
        margin-bottom: 9px;
    }

    .footer-app-panel .footer-links li {
        margin-bottom: 7px;
    }

    .footer-app-panel .footer-links a,
    .footer-app-panel .footer-contact span {
        font-size: .72rem;
        line-height: 1.35;
    }

    .footer-app-download {
        display: block;
    }

    .footer-store-badges {
        display: grid;
        grid-template-columns: 1fr 1fr;
        gap: 8px;
        margin-top: 12px;
    }

    .store-badge {
        min-width: 0;
        padding: 9px 8px;
        border-radius: 14px;
        gap: 7px;
    }

    .store-badge i {
        font-size: 1.1rem;
    }

    .store-badge span {
        font-size: .54rem;
    }

    .store-badge strong {
        font-size: .72rem;
    }

    .footer-bottom-pro {
        display: block;
        text-align: center;
        font-size: .66rem;
        line-height: 1.45;
    }

    .footer-social-legal {
        justify-content: center;
        margin-top: 10px;
        gap: 10px;
    }
}

/* SMART CONTACT INTERACTIONS - INTEGRATED */
.footer-contact-row.smart-contact-row{display:flex;gap:12px;align-items:stretch;flex-wrap:wrap;margin-top:16px}.smart-contact-item,.mini-contact-pill{display:inline-flex;align-items:center;justify-content:center;gap:8px;padding:10px 12px;border-radius:14px;background:rgba(255,255,255,.055);border:1px solid rgba(126,255,197,.14);color:#d9f5ec;text-decoration:none;font-size:.84rem;font-weight:750;transition:transform .25s ease,background .25s ease,border-color .25s ease,box-shadow .25s ease;min-height:44px}.smart-contact-item:hover,.mini-contact-pill:hover{background:rgba(31,122,99,.2);border-color:rgba(31,122,99,.55);transform:translateY(-2px);box-shadow:0 12px 28px rgba(0,0,0,.24),0 0 18px rgba(32,230,138,.13)}.smart-contact-item i,.mini-contact-pill i{color:#27e39f;font-size:.95rem}.footer-mini-contact-row{display:grid;grid-template-columns:1fr 1fr;gap:8px;margin-bottom:10px}.footer-mini-contact-row .mini-contact-pill{font-size:.72rem;padding:9px 8px;border-radius:12px;white-space:nowrap}.compact-contact-list{margin-top:8px}@media(max-width:768px){.footer-contact-row.smart-contact-row{display:grid;grid-template-columns:1fr 1fr;gap:8px}.smart-contact-item{font-size:.72rem;padding:9px 8px;justify-content:center;text-align:center}.smart-contact-item:nth-child(3){grid-column:span 2}.footer-mini-contact-row{grid-template-columns:1fr}.footer-mini-contact-row .mini-contact-pill{font-size:.7rem;width:100%}}